154 Beach Road, Georgina

$699,999
154 Beach Road

$699,999

New
7d
Detached2-Storey

154 Beach Road, Georgina

Total Monthly Obligation $3,555

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
7d
Score
19
Yield
4.8%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-N14086238
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 144.12 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,276.87 (2025)
Parking-5 - Attached
Basement-Crawl Space
Heating-Fan Coil (Gas)
Brokerage-LPT Realty
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flex
Neighbourhood-Keswick North
Title-Residential Freehold

No agent assigned

Experience the perfect blend of modern updates, generous outdoor space, and lakeside living in this beautifully maintained detached home in the heart of Keswick. Just a short walk to Lake Simcoe, waterfront parks, beaches, and scenic trails, this move-in-ready 3-bedroom, 2-bathroom home sits on a rare 50 x 144 ft lot, offering endless possibilities for families, entertaining, or future expansion. Inside, you'll find hardwood flooring throughout, bright and inviting living spaces, and a stylish kitchen renovated in 2022 featuring quartz countertops and stainless steel appliances. A spacious above-grade family room with direct garage access and a walk-out to the backyard provides incredible flexibility as a second living area, home office, or children's playroom. Walk out from the dining area to a private deck overlooking the expansive backyard, creating the perfect setting for summer gatherings, pets, or relaxing outdoors. Upstairs offers generously sized bedrooms and an updated semi-ensuite, while main floor laundry adds everyday convenience. Located in one of Keswick's most desirable family-friendly neighbourhoods, close to schools, shopping, restaurants, parks, and commuter routes, this exceptional home delivers comfort, functionality, and the sought-after Lake Simcoe lifestyle just minutes from your doorstep.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,999
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,555/mo
Mortgage $2,824
Monthly Loss $2,812
Principal$743
Interest$2,081
Property Tax$356
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
9.9%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,660/yr
NOI
$21,517/yr
Net Cash Flow
-$1,031/mo
Cash Margin
-36.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 154 Beach Road

Time

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