145 Milby Crescent, Bradford West Gwillimbury

$1,180,000
145 Milby Crescent

$1,180,000

New
7d
Detached2-Storey

145 Milby Crescent, Bradford West Gwillimbury

Total Monthly Obligation $5,762

Beds
5
Baths
4
Park
4
Sqft
3000-3500
DOM
7d
Score
16
Yield
3.8%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.4%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-N14086758
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-46.88 × 108 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,522 (2025)
Parking-6 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX EXCEL REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Bradford
Title-Residential Freehold

No agent assigned

Welcome to this stunning 4-bedroom detached home offering over 3,300 sq. ft. of beautifully designed living space in one of Bradford's most desirable family-friendly neighbourhoods. Boasting one of the area's most functional layouts, this bright and spacious home combines luxury finishes with exceptional comfort. The main floor features 9-ft ceilings, elegant hardwood flooring throughout, and a cozy gas fireplace that anchors the spacious living area. The gourmet kitchen is designed to impress with granite countertops, ample cabinetry, and generous workspace, making it perfect for both everyday living and entertaining. Upstairs, the expansive primary suite serves as a private retreat, complete a luxurious 5-piece ensuite. Three additional generously sized bedrooms provide plenty of space for the whole family. A standout feature is the bright look-out basement offering oversized windows that fill the space with natural light and exceptional potential for an in-law suite, recreation area, or future income opportunity. The home also features a long driveway with no sidewalk, providing parking for up to 4 vehicles on the driveway in addition to the attached garage. Ideally located just steps to Catholic and public schools, parks, restaurants, shopping plazas, supermarkets, the community centre, library, and GO Train, with quick access to Highways 400 and 404 for effortless commuting. Combining generous living space, quality upgrades, an unbeatable location, and outstanding future potential, this exceptional home is a rare opportunity to own in one of Bradford's fastest-growing and most sought-after communities.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$944,000
Land Transfer Taxes$20,075
Legal Fees (Est.)
$
Total cash required for closing$257,575

Total Monthly Obligation

$5,762/mo
Mortgage $4,760
Monthly Loss $4,509
Principal$1,253
Interest$3,507
Property Tax$627
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.5%0
5-Year IRR
6.6%16
10-Year IRR
7.9%
Returns Index
9.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,532/yr
NOI
$28,057/yr
Net Cash Flow
-$2,422/mo
Cash Margin
-65.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 145 Milby Crescent

Time

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Data last updated within the past 24 hours.