187 Steam Whistle Drive, Whitchurch-Stouffville

$2,595,000
187 Steam Whistle Drive

$2,595,000

New
7d
Detached2-Storey

187 Steam Whistle Drive, Whitchurch-Stouffville

Total Monthly Obligation $11,564

Beds
4
Baths
4
Park
4
Sqft
3500-5000
DOM
7d
Score
13
Yield
1.8%
Cash on Cash
-14.8%
Cap Rate
1.4%
5Y IRR
4.1%
10Y IRR
5.8%
Property Type-Detached
MLS® Number-N14086876
Beds-4
Bathrooms-4
Size-3500-5000 sqft
Lot Size-46.68 × 123.75 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$8,660 (2025)
Parking-6 - Attached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-GALLO REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick, Shingle
Roof-Asphalt Shingle
Foundation-Concrete, Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

A truly one-of-a-kind executive residence designed for luxurious everyday living, entertaining and multigenerational living, featuring a private elevator connecting all three levels, backing onto protected forest and offering over 4,500 sq. ft. of beautifully finished living space. Professionally decorated by Kimmberly Capone Interior Design and enhanced with over $750,000 in upgrades, as reported by the seller, this exceptional home offers an extraordinary combination of luxury, privacy and thoughtful design. Upgraded soundproofing and solid-core doors enhance privacy throughout. Soaring 10-ft. main-floor ceilings, 9-ft. ceilings upstairs and an impressive 9-ft. finished walkout basement, bring your golf simulator! Oversized windows, 8-inch-wide oak flooring, designer lighting and extensive custom millwork featuring cornice mouldings, coffered and waffle ceilings showcase exceptional attention to detail. The showpiece chef's kitchen features Wolf and Sub-Zero appliances, porcelain countertops and an oversized island. The adjoining family room is anchored by a striking stone-surround gas fireplace. Four bedrooms and three upper-level bathrooms include heated floors. The luxurious primary retreat features a custom walk-in closet and spa-inspired ensuite with soaker tub, glass shower and dramatic double-sided gas fireplace. Outdoor living overlooks the protected forest with a covered concrete loggia, frameless glass railing and two electric heaters. The finished walkout opens to a covered patio and fully fenced backyard. An oversized double garage and security cameras complete the property. Ideally located near new Catholic elementary and high schools, parks, tennis and pickleball courts, and a splash pad. A rare opportunity where luxury, privacy, thoughtful design and functionality come together.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$2,076,000
Land Transfer Taxes$51,350
Legal Fees (Est.)
$
Total cash required for closing$571,850

Total Monthly Obligation

$11,564/mo
Mortgage $10,468
Monthly Loss $8,810
Principal$2,755
Interest$7,713
Property Tax$722
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.2%8
Cash-on-Cash
-17.1%0
5-Year IRR
2.2%5
10-Year IRR
4.5%
Returns Index
3.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$30,040/yr
Net Cash Flow
-$7,964/mo
Cash Margin
-199.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.242
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo15
Risk Index
11.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 187 Steam Whistle Drive

Time

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