28 Vivian Creek Road, East Gwillimbury

$1,150,000
28 Vivian Creek Road

$1,150,000

New
12d
Detached2-Storey

28 Vivian Creek Road, East Gwillimbury

Total Monthly Obligation $5,472

Beds
6
Baths
5
Park
2
Sqft
2500-3000
DOM
12d
Score
17
Yield
4.1%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-N14087712
Beds-6
Bathrooms-5
Size-2500-3000 sqft
Lot Size-38.06 × 110.2 ft
Listed on site-Oct 11, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,500 (2025)
Parking-4 - Attached
Basement-Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-EVOLVED REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Mt Albert
Title-Residential Freehold

No agent assigned

This beautifully presented detached home offers four spacious bedrooms, an attached double garage and inviting living spaces throughout. The main floor features a separate dining room and a bright, open-concept kitchen and living area with a fireplace. The kitchen includes a centre island with breakfast bar seating, stainless steel appliances and ample cabinetry, while the breakfast area opens to a fenced backyard with a patio. Upstairs, the generous primary suite features a walk-in closet and an ensuite with double sinks, a soaker tub and a separate shower. The finished basement adds flexible living space with a kitchenette, full bathroom and separate entrance. Close to schools, approximately 10 mins to Hwy 404, Newmarket & Stouffville, 20 mins to Markham and approximately. 45 mins to Toronto. With attractive brick-and-stone curb appeal and room to relax, work and entertain, this home is ready to welcome its next owners.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$920,000
Land Transfer Taxes$19,475
Legal Fees (Est.)
$
Total cash required for closing$250,975

Total Monthly Obligation

$5,472/mo
Mortgage $4,639
Monthly Loss $4,251
Principal$1,221
Interest$3,418
Property Tax$458
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,400/yr
NOI
$32,660/yr
Net Cash Flow
-$1,917/mo
Cash Margin
-48.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 28 Vivian Creek Road

Time

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