1221 10th Line, Innisfil

$850,000
1221 10th Line

$850,000

New
4d
Detached2-Storey

1221 10th Line, Innisfil

Total Monthly Obligation $4,188

Beds
3
Baths
1
Park
10
Sqft
1100-1500
DOM
4d
Score
16
Yield
3.9%
Cash on Cash
-7.2%
Cap Rate
3.0%
5Y IRR
9.9%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-N14094034
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-175.25 × 147.43 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$4,611.42 (2026)
Parking-14 - Detached
Basement-Unfinished, Full
Heating-Forced Air (Oil)
Brokerage-FARIS TEAM REAL ESTATE BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Septic
Possession-60-89 days
Neighbourhood-Rural Innisfil
Title-Residential Freehold

No agent assigned

Top 5 Reasons You Will Love This Home: 1) Exceptional 58'x29' heated workshop offering outstanding versatility for contractors, hobbyists, car enthusiasts, or anyone in need of a substantial workspace or storage solution, further enhanced by a 30'x40' lean-to addition at the rear for expanded functionality 2) Set on just over half an acre, this property delivers the privacy and freedom of rural living with multiple outdoor spaces to enjoy, including a partially fenced backyard, a spacious driveway with ample parking, two covered patio areas, and a cozy firepit for year-round enjoyment 3) Ideally located just a short drive from the shores of Lake Simcoe, while still offering convenient access to Barrie, Alcona, shopping, dining, and everyday essentials 4) This well-maintained three bedroom home features tasteful updates throughout, including a main level primary bedroom with a full bathroom, two additional bedrooms on the upper level, and an unfinished basement offering excellent potential for future living space 5) Rare opportunity to enjoy space, comfort, and functionality, ideal for those looking to live, work, and play all in one place. 1,292 above grade sq.ft. plus an unfinished basement. *Please note some images have been virtually staged to show the potential of the home.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$680,000
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,188/mo
Mortgage $3,429
Monthly Loss $3,286
Principal$902
Interest$2,526
Property Tax$384
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.7%17
10-Year IRR
8.1%
Returns Index
9.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,964/yr
NOI
$20,556/yr
Net Cash Flow
-$1,716/mo
Cash Margin
-62.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1221 10th Line

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.