256 Big Bay Point Road, Innisfil

$599,000
256 Big Bay Point Road

$599,000

New
4d
DetachedBungalow

256 Big Bay Point Road, Innisfil

Total Monthly Obligation $3,086

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
4d
Score
19
Yield
4.9%
Cash on Cash
-3.0%
Cap Rate
3.9%
5Y IRR
13.2%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-N14094390
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-88.5 × 142.4 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,532.93 (2026)
Parking-3 - Detached
Basement-Crawl Space, Unfinished
Heating-Forced Air (Gas)
Brokerage-SAGE REAL ESTATE LIMITED
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Unknown
Foundation-Unknown
Sewer-Septic
Possession-TBD
Neighbourhood-Rural Innisfil
Title-Residential Freehold

No agent assigned

Away from the urban exhaustion, surrounded by water and trees, lies a wonderful opportunity in the Big Bay Point community. This quaint and cozy two bedroom bungalow is outfitted for all four seasons and has been lovingly cared for, as well as thoughtfully updated, over the years. A renovated bathroom, new windows and doors, an upgraded water heater and beautiful pine plank floors, are just some of the home's highlights. The nicely landscaped 88x142ft lot is certainly spacious enough for a family to enjoy now, but also possesses a great deal of future potential. With other large-scale new builds in the neighbourhood, this property has investment opportunity written all over it. When it comes to convenience though, it's hard to be in a better location than this. Deeded access to Rock Away Beach ($200/yr) gives you all the enjoyment of waterfront living, without any of the responsibilities. With Friday Harbour a stone's throw away, you have every imaginable amenity at your fingertips, but the chance to return to your own peaceful home when your day is done. 90mins to Toronto. An hour from the airport. Minutes to golf courses, marinas, trails, and even the GO. Whether you're looking for a quiet rural retreat, an upside to downsizing, the chance to build your dream home, or simply all the emotional benefits that come with living by the water, 256 Big Bay Point Rd is the right place to be.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,086/mo
Mortgage $2,416
Monthly Loss $2,450
Principal$636
Interest$1,780
Property Tax$294
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.2%30
10-Year IRR
10.0%
Returns Index
16.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,496/yr
NOI
$18,513/yr
Net Cash Flow
-$873/mo
Cash Margin
-35.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
26.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 256 Big Bay Point Road

Time

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