10 Ida Jane Grove, Whitchurch-Stouffville

$969,900
10 Ida Jane Grove

$969,900

New
4d
Detached2-Storey

10 Ida Jane Grove, Whitchurch-Stouffville

Total Monthly Obligation $4,690

Beds
4
Baths
4
Park
3
Sqft
2000-2500
DOM
4d
Score
18
Yield
4.6%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-N14094730
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-30.61 × 94.57 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,836.25 (2025)
Parking-4 - Attached
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-Signature Elite Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Unknown
Foundation-Concrete, Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

A quiet cul-de-sac, a corner property and trails and forest right behind you. This beautifully renovated 3+1 bedroom, 4-bathroom detached home brings together the space a family needs with a setting that makes everyday life feel a little more removed from the city. Extensively updated throughout in 2024, the main and second floors feature hardwood flooring, while smooth ceilings and pot lights give the main level a clean, contemporary feel. The renovated kitchen is designed for both everyday family life and entertaining, with quartz countertops, ceramic backsplash and a walkout to the deck and professionally landscaped backyard. With the forest and trails beyond, the outdoor space feels private and peaceful, with a natural backdrop that's hard to replicate. Upstairs, three bedrooms provide comfortable space for the family, while the finished lower level adds another dimension to the home. With a separate entrance, full kitchen, spacious bedroom, 3-piece bathroom, large windows and its own living space, it's well suited to extended family, older kids or guests, with potential for additional income. An extra-wide driveway with parking for three, single garage and direct garage access take care of the practical side. All of this is within walking distance of local schools and just minutes from Downtown Stouffville, shopping, GO Transit and Highway 407. Renovated, flexible and surrounded by nature, this is a home that gives you room to grow without giving up the neighbourhood and outdoor space that make Stouffville such a great place to live.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$775,920
Land Transfer Taxes$15,873
Legal Fees (Est.)
$
Total cash required for closing$211,353

Total Monthly Obligation

$4,690/mo
Mortgage $3,912
Monthly Loss $3,661
Principal$1,030
Interest$2,883
Property Tax$403
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%19
Cash-on-Cash
-7.8%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,388/yr
NOI
$30,613/yr
Net Cash Flow
-$1,361/mo
Cash Margin
-36.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
19.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Ida Jane Grove

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