12225 Tenth Line, Whitchurch-Stouffville

$649,000
12225 Tenth Line

$649,000

New
3d
Detached2-Storey

12225 Tenth Line, Whitchurch-Stouffville

Total Monthly Obligation $3,158

Beds
0
Baths
0
Park
2
Sqft
1100-1500
DOM
3d
Score
17
Yield
3.7%
Cash on Cash
-7.3%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-N14097126
Beds-0
Size-1100-1500 sqft
Lot Size-49.5 × 165 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$1,978.57 (2026)
Parking-2 - None
Basement-None
Heating-Baseboard (Gas)
Brokerage-PROPERTY.CA INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Other
Sewer-Sewer
Possession-FLEX
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Land Value Sale. Expansive 49.5 ft 163 ft deep rectangular lot (~8,068 sq. ft.) in central Stouffville! Fully serviced with municipal water, sewer, natural gas, hydro, and high-speed internet available. Zoned R1, offering an ideal footprint to design and build a substantial custom single-family residence, with excellent potential for an interior secondary suite and a detached accessory dwelling unit / garden suite (ARU). The generous 163-foot lot depth accommodates an expansive main-floor floor plan, private backyard oasis, and extensive on-site parking with private driveway access off Tenth Line. Unbeatable central location with walking distance to historic Main Street dining, boutique shopping, the Stouffville GO Station, community parks, and top-rated schools. A prime building opportunity in one of York Region's fastest-growing towns.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,158/mo
Mortgage $2,618
Monthly Loss $2,469
Principal$689
Interest$1,929
Property Tax$165
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.9%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
8.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,700/yr
NOI
$14,851/yr
Net Cash Flow
-$1,380/mo
Cash Margin
-69.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
24.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12225 Tenth Line

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.