58A Oxford Street, Richmond Hill

$2,999,000
58A Oxford Street

$2,999,000

New
3d
Detached2-Storey

58A Oxford Street, Richmond Hill

Total Monthly Obligation $12,963

Beds
6
Baths
5
Park
4
Sqft
3500-5000
DOM
3d
Score
14
Yield
2.2%
Cash on Cash
-12.6%
Cap Rate
1.9%
5Y IRR
5.7%
10Y IRR
7.0%
Property Type-Detached
MLS® Number-N14097340
Beds-6
Bathrooms-5
Size-3500-5000 sqft
Lot Size-51.55 × 225.85 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$5,890 (2026)
Parking-6 - Built-In
Basement-Walk-Up, Finished
Heating-Forced Air (Gas)
Brokerage-ANALYST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Mill Pond
Title-Residential Freehold

No agent assigned

Custom home built in 2026 at 58A Oxford Street in Richmond Hill, offering approximately 6,000 sq. ft. of finished living space on a 51.55 x 225.66 ft. lot. Featuring five second-floor bedrooms plus an additional bedroom in the finished basement, this spacious home offers 10-ft. ceilings on the main floor and 9-ft. ceilings on both the second floor and basement level. Seven-inch-wide engineered hardwood flooring extends throughout the main and second floors. The gourmet kitchen features a 48-inch Viking gas stove, servery and walk-in pantry, providing ample space for meal preparation and entertaining. Upstairs includes three full bathrooms and conveniently located laundry, while a main-floor powder room serves guests. The finished basement features vinyl flooring and a separate walk-up entrance. Additional features include an irrigation system, alarm system with cameras, fully installed central vacuum and surround sound system with two backyard speakers. The deep backyard offers generous outdoor space, while the driveway accommodates four vehicles with no sidewalk.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,399,200
Land Transfer Taxes$61,450
Legal Fees (Est.)
$
Total cash required for closing$662,750

Total Monthly Obligation

$12,963/mo
Mortgage $12,097
Monthly Loss $9,780
Principal$3,183
Interest$8,914
Property Tax$491
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.0%0
5-Year IRR
3.7%8
10-Year IRR
5.7%
Returns Index
5.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$65,304/yr
NOI
$48,384/yr
Net Cash Flow
-$8,065/mo
Cash Margin
-148.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.332
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo14
Risk Index
11.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 58A Oxford Street

Time

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