17 Mill Street, East Gwillimbury

$974,900
17 Mill Street

$974,900

New
3d
DetachedBungalow

17 Mill Street, East Gwillimbury

Total Monthly Obligation $4,630

Beds
4
Baths
3
Park
4
Sqft
1500-2000
DOM
3d
Score
16
Yield
3.4%
Cash on Cash
-8.6%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Detached
MLS® Number-N14097564
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-66 × 132 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,875.94 (2026)
Parking-5.5 - Attached
Basement-Crawl Space, Exposed Rock
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-South
Exterior-Vinyl Siding, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Block, Stone
Sewer-Sewer
Possession-TBA
Neighbourhood-Mt Albert
Title-Residential Freehold

No agent assigned

If you've been waiting for a Mount Albert home that gives your family space while still feeling warm and inviting, look no further! Set on a large 66 x 132 ft. lot in the heart of Mount Albert, this extensively updated and expanded 4-bedroom, 3-bathroom bungalow offers a nearly 1,000 sq. ft. addition, and a layout that is truly unexpected. The heart of the home is the bright, open living space featuring high ceilings, large windows and plenty of room to gather without feeling crowded. The beautifully designed kitchen is made for family life, with quartz countertops, farmhouse sink, abundant cabinetry and an incredible 5 x 10 ft. centre island with storage on both sides. Perfect for morning coffee, homework, family meals or entertaining friends. The adjoining dining and living areas provide plenty of space to relax and connect. The spacious primary suite offers a walk-in closet and 4-piece ensuite, while three additional bedrooms provide room for family or guests. A dedicated office area makes working from home easy, and three bathrooms, main-floor laundry and single-level living add everyday convenience. Step outside to the deep backyard with room for a playset, soccer games, summer BBQs, gardening or simply letting the kids and dog run. And then there's Mount Albert! Walk to school, parks, splash pad, library, Ross Family Complex, nearby trails and Main Street. Enjoy the charm of small-town living while being approximately 10 minutes to East Gwillimbury GO, minutes to Newmarket and close to everyday amenities. A beautiful home, a big backyard and a wonderful community-this is what living in Mount Albert is all about!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$779,920
Land Transfer Taxes$15,973
Legal Fees (Est.)
$
Total cash required for closing$212,453

Total Monthly Obligation

$4,630/mo
Mortgage $3,932
Monthly Loss $3,596
Principal$1,035
Interest$2,898
Property Tax$323
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
5.9%14
10-Year IRR
7.4%
Returns Index
8.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$21,324/yr
Net Cash Flow
-$2,155/mo
Cash Margin
-78.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
18.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 17 Mill Street

Time

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