78 Napanee Street, Richmond Hill

$1,150,000
78 Napanee Street

$1,150,000

New
2d
Att/Row/Townhouse2-Storey

78 Napanee Street, Richmond Hill

Total Monthly Obligation $5,513

Beds
5
Baths
5
Park
2
Sqft
2000-2500
DOM
2d
Score
16
Yield
3.9%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Att/Row/Townhouse
MLS® Number-N14102418
Beds-5
Bathrooms-5
Size-2000-2500 sqft
Lot Size-23.97 × 105.06 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,992 (2025)
Parking-3 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PERCY FULTON LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Jefferson
Title-Residential Freehold

No agent assigned

A rare and spacious end-unit townhome, offering the privacy and feel of a detached home at a townhouse price. This corner house is the gem of the block, with no shared walls (except garage), finished basement, wraparound yard, and within view of the school-bus stop. Brand new double doors open to a freshly painted, beautiful 4+1 bedroom, 5 bathroom home, over 2,800 sq. ft. of living space including the basement. The functional layout offers generous rooms, abundant natural light, office, den, dining room and an updated kitchen with all new appliances. Brand new quartz counters. Upstairs, 4 bedrooms provide ample space for the whole family. The main bedroom has a walk-in closet and a large ensuite bathroom with walk-in shower. The second bedroom also has an ensuite bathroom. A professionally-finished basement provides exceptional flexibility for a gym, studio, office, or in-law suite. Situated on a premium end lot, boasting a perennial flower garden in front, and a vast fenced-in yard, perfect for entertaining with space for kids to run. Located in the highly sought-after Jefferson community, you'll enjoy excellent schools, parks, trails, transit, shopping, restaurants, and convenient access to the Highways. In summer, stroll or bike to ponds and playgrounds, then stop for ice cream on the way home.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$920,000
Land Transfer Taxes$19,475
Legal Fees (Est.)
$
Total cash required for closing$250,975

Total Monthly Obligation

$5,513/mo
Mortgage $4,639
Monthly Loss $4,292
Principal$1,221
Interest$3,418
Property Tax$499
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.6%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,312/yr
NOI
$30,289/yr
Net Cash Flow
-$2,115/mo
Cash Margin
-56.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 78 Napanee Street

Time

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