15 Theobalds Circle, Richmond Hill

$1,890,000
15 Theobalds Circle

$1,890,000

New
2d
Detached3-Storey

15 Theobalds Circle, Richmond Hill

Total Monthly Obligation $8,721

Beds
6
Baths
5
Park
2
Sqft
3500-5000
DOM
2d
Score
16
Yield
3.9%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-N14102756
Beds-6
Bathrooms-5
Size-3500-5000 sqft
Lot Size-51.8 × 114.98 ft
Listed on site-Oct 21, 2026
Style-3-Storey
Building Type-Detached
Age-16-30
Taxes-$8,672 (2025)
Parking-4 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Mill Pond
Title-Residential Freehold

No agent assigned

Offering 3900sqft of space, flexibility, and Mill Ponds Estates timeless curb appeal, this three-storey home features the classic red-brick exterior, timeless black shutters, green hedging & mature trees Inside, a grand central staircase, hardwood floors, crown molding, and detailed millwork add character throughout. The main floor features a formal living room, dining room and family room with French doors and elegant light fixtures, along with a spacious kitchen offering generous counter space, and a large island overlooking the adjoining living area and backyard retreat. The second floor offers four well-sized bedrooms and study, providing room for family, guests, or a home office. The private third-floor loft, complete with its own bedroom & ensuite bathroom, offers additional flexibility as a retreat or workspace. Currently setup with projector for a family theatre experience. The finished basement brings a whole new level of fun and versatility to this home. Setup as a rec room with a pool table, ping pong, foosball, and a dedicated fitness area, it's the ultimate space for friendly competition, family game nights, or getting in a workout without leaving home. An additional bedroom provides flexibility for guests or extended family, while kitchen rough-in offer exciting possibilities for future customization. With three full storeys, classic architectural details, and a versatile layout, this home offers the space to accommodate changing needs and make it your own.

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%
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,512,000
Land Transfer Taxes$34,275
Legal Fees (Est.)
$
Total cash required for closing$413,775

Total Monthly Obligation

$8,721/mo
Mortgage $7,624
Monthly Loss $6,715
Principal$2,006
Interest$5,618
Property Tax$723
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.2%25
10-Year IRR
9.2%
Returns Index
13.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$74,496/yr
NOI
$53,874/yr
Net Cash Flow
-$3,134/mo
Cash Margin
-50.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 Theobalds Circle

Time

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