65 Courtland Street, Ramara

$749,900
65 Courtland Street

$749,900

Price Change
87d
DetachedBungalow

65 Courtland Street, Ramara

Total Monthly Obligation $3,715

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
87d
Score
18
Yield
4.5%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-S13613324
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-66 × 165 ft
Listed on site-Jul 28, 2026
Style-Bungalow
Building Type-Detached
Age-6-15
Taxes-$3,782 (2025)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Century 21 B.J. Roth Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-FLEXIBLE/IMMEDIATE
Neighbourhood-Atherley
Title-Residential Freehold

No agent assigned

Lovingly Maintained Ranch Bungalow Near Lake Simcoe! Pride of ownership is evident throughout this 3 Bdrm, 2-Bath ranch bungalow, ideally situated on a fully fenced lot just moments from Lake Simcoe. Offering exceptional curb appeal with its attractive stone exterior, paved double driveway and double attached garage w/convenient inside entry, this home is perfect for families, retirees, or anyone seeking easy main floor living. Step inside to a welcoming foyer that opens to an impressive open-concept Great Room designed for both everyday living & entertaining. Rich hardwood flooring flows throughout the principal living spaces. The spacious kitchen is a true focal point, featuring an abundance of custom cabinetry, stainless steel appliances, tiled flooring, a large centre island w/breakfast bar, & an additional wall of built-in cabinetry providing outstanding storage & serving space. The adjoining dining area offers a walkout to a generous two-tier deck complete w/gazebo, creating the perfect setting for summer barbecues while overlooking the private, fully fenced backyard with no direct rear neighbours. The thoughtfully designed main floor also features 3 generous Bedrms, incl. a spacious primary suite w/walk-in closet & private 3-pc ensuite. A second full 4-piece bathroom & convenient main floor laundry with direct access to the double garage complete the main level.The full unfinished basement offers endless possibilities with large open space, rough-in for a third bathroom, and plenty of room to create additional bedrooms or recreation space to suit your family's needs.Enjoy added peace of mind with the included Generac backup power system, providing worry-free living year-round. Ideally located just minutes to Orillia, Casino Rama, Lake Couchiching, parks, marinas, shopping and all amenities, this exceptional home offers the perfect balance of comfort, convenience and lifestyle. Move in and enjoy everything this wonderful home and location have to offer!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,715/mo
Mortgage $3,025
Monthly Loss $2,919
Principal$796
Interest$2,229
Property Tax$315
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.8%1
5-Year IRR
8.7%27
10-Year IRR
9.5%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,792/yr
NOI
$22,131/yr
Net Cash Flow
-$1,181/mo
Cash Margin
-41.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 65 Courtland Street

Time

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