21 Ruby Ridge, Oro-Medonte

$1,249,000
21 Ruby Ridge

$1,249,000

New
49d
DetachedBungalow-Raised

21 Ruby Ridge, Oro-Medonte

Total Monthly Obligation $5,902

Beds
4
Baths
3
Park
7
Sqft
1500-2000
DOM
49d
Score
15
Yield
3.3%
Cash on Cash
-9.0%
Cap Rate
2.6%
5Y IRR
8.5%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-S13746620
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-0.797 Acres
Listed on site-Sep 4, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$5,861 (2025)
Parking-10 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK CHAY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Septic
Possession-TBD
Neighbourhood-Sugarbush
Title-Residential Freehold

No agent assigned

Pride of ownership in this immaculate newer raised bungalow with walk out. Oversized lot on 3/4 acres with no back neighbour and extended side yard with firepit area. Two way gas fireplace in the front living/Dining room and back family room. Family room open concept with Gourmet kitchen. Kitchen boasts granite counter tops and higher end black Bosch appliances, induction stove top, double wall ovens and double Fisher Paykel dishwasher drawers. Walkout in kitchen dining area to a private backyard deck with glass railings. Primary suite with walk in closet, spa ensuite with soaker tub and glass shower. Primary suite walks out to a separate deck with a hot tub. Bright lower walk out level is ready for your guests to entertain. Wet bar, games room, recreation room, 4th bedroom and a 3 piece bathroom. Unfinished space workshop and storage room. 3 Car garage with inside entry to customized laundry room. This 1837 sq foot upper level with a total of 3480 Sq ft. Two bright floors of living space. Located in the Sugarbush subdivision and falls in the new Horseshoe Heights school district.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$999,200
Land Transfer Taxes$21,455
Legal Fees (Est.)
$
Total cash required for closing$272,755

Total Monthly Obligation

$5,902/mo
Mortgage $5,038
Monthly Loss $4,576
Principal$1,326
Interest$3,712
Property Tax$488
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.4%0
5-Year IRR
5.8%14
10-Year IRR
7.3%
Returns Index
8.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,700/yr
NOI
$27,169/yr
Net Cash Flow
-$2,774/mo
Cash Margin
-79.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
15.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Ruby Ridge

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