123 Ruffet Drive, Barrie

$785,000
123 Ruffet Drive

$785,000

Price Change
38d
Detached2-Storey

123 Ruffet Drive, Barrie

Total Monthly Obligation $4,017

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
38d
Score
18
Yield
4.7%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-S13788796
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-39.37 × 110 ft
Listed on site-Sep 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,708.6 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX GOLD REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Edgehill Drive
Title-Residential Freehold

No agent assigned

UPGRADED DETACHED HOME, (4 BEDROOM 3 BATHROOM, 2 CAR GARAGE) IN EDGEHILL COMMUNITY. THE MAIN FLOOR OFFERS SEPARATE LIVING, DINING & FAMILY ROOMS. FAMILY SIZE KITCHEN WITH LARGE EAT IN KITCHEN WITH PANTRY & A LAUNDRY ROOM. UPGRADES IN JUNE 2026 INCLUDE NEW 24"X24" PORCELAIN TILES IN FOYER, HALLWAY, KITCHEN, EAT IN KITCHEN, POWDER ROOM & LAUNDRY ROOM. BRAND NEW STAINLESS STEEL SAMSUNG FRIDGE, STOVE, DISHWASHER & RANGE HOOD, NEW WHITE SAMSUNG WASHER AND CLOTHES DRYER. NEW DINING CHANDELIER, ELECTRIC LIGHT FIXTURES WHERE INSTALLED, NEW POT LIGHTS WITH DIMMERS IN FAMILY AND LIVING ROOMS. WALK OUT FROM EAT IN KITCHEN TO DECK IN THE BACKYARD. LEADING TO THE UPPER LEVEL IS A POLISHED HARDWOOD STAIRCASE WITH NEW WROUGHT IRON PICKETS, 4 GOOD SIZED BEDROOMS. THE LARGE MASTER BR HAS A SITTING AREA, TWO CLOSETS (1 DOUBLE DOOR & 1 SINGLE DOOR), NEW 5 PIECE ENSUITE WITH FRAMELESS SHOWER STALL, PORCELAIN FLOORING, QUARTZ DOUBLE SINK AND A READING NOOK. THE SECOND 4 PCE FULL WASHROOM ADEQUATELY SUPPORTS THE THREE BEDROOMS ON THE UPPER FLOOR. THE FULL BASEMENT HAS A COLD ROOM AND AWAITS TOUCHES OF THE NEW BUYER. HAS POTENTIAL FOR AN APARTMENT/IN LAW SUITE WITH SIDE ENTRANCE OR A HUGE ENTERTAINMENT ROOM. HOME FRESHLY PAINTED.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$628,000
Land Transfer Taxes$12,175
Legal Fees (Est.)
$
Total cash required for closing$170,675

Total Monthly Obligation

$4,017/mo
Mortgage $3,166
Monthly Loss $3,184
Principal$833
Interest$2,333
Property Tax$476
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.5%26
10-Year IRR
9.5%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,660/yr
NOI
$22,785/yr
Net Cash Flow
-$1,268/mo
Cash Margin
-41.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 123 Ruffet Drive

Time

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