47 Lake Avenue, Ramara

$889,000
47 Lake Avenue

$889,000

New
36d
Detached2-Storey

47 Lake Avenue, Ramara

Total Monthly Obligation $4,357

HausQ Valuation Report
Beds
4
Baths
3
Park
6
Sqft
1100-1500
DOM
36d
Score
17
Yield
4.2%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-S13797174
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-80.82 × 209.8 ft
Listed on site-Sep 17, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,750.02 (2026)
Parking-8 - Attached
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-RE/MAX COUNTRY LAKES REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding, Brick
Roof-Shingles
Foundation-Piers
Sewer-Sewer
Possession-TBA
Neighbourhood-Brechin
Title-Residential Freehold

No agent assigned

Imagine waking up to peaceful canal views, enjoying your morning coffee on the deck, and heading out for a spontaneous boat ride with direct access to beautiful Lake Simcoe. This is more than a home - it's the waterfront lifestyle you've been dreaming of. Offering 4 bedrooms and 3 bathrooms, this beautifully appointed home provides plenty of space for family and friends to gather. The open-concept kitchen features quartz countertops and modern finishes, flowing effortlessly into bright, welcoming living spaces designed for entertaining, relaxing, and making memories. After a day on the water, retreat to your private cedar sauna and unwind. Spend your summers boating, swimming, fishing and enjoying the sunshine, while winter brings snowmobiling, ice fishing and endless four-season adventure. Enjoy access to private beaches, scenic walking trails, a marina, dining, and tennis/pickleball courts, all within a welcoming waterfront community just 1.5 hours from the GTA. Whether you're looking for a forever home, a weekend escape, or simply a place to slow down and enjoy life by the water, this property offers it all. Your forever home. Your weekend escape. Your waterfront dream - all in one. Extras: outdoor cedar sauna, quartz counters, pot lights, updated kitchen and baths.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$711,200
Land Transfer Taxes$14,255
Legal Fees (Est.)
$
Total cash required for closing$193,555

Total Monthly Obligation

$4,357/mo
Mortgage $3,586
Monthly Loss $3,413
Principal$944
Interest$2,642
Property Tax$396
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%22
10-Year IRR
8.9%
Returns Index
12.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$24,230/yr
Net Cash Flow
-$1,567/mo
Cash Margin
-50.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 47 Lake Avenue

Time

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