4662 Zachary Crescent, Ramara

$899,000
4662 Zachary Crescent

$899,000

Price Change
35d
DetachedBungalow

4662 Zachary Crescent, Ramara

Total Monthly Obligation $4,385

Beds
3
Baths
3
Park
6
Sqft
1100-1500
DOM
35d
Score
24
Yield
6.0%
Cash on Cash
2.6%
Cap Rate
5.1%
5Y IRR
17.7%
10Y IRR
16.3%
Property Type-Detached
MLS® Number-S13800932
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-119.59 × 210.37 ft
Listed on site-Sep 18, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$4,600 (2026)
Parking-9 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Quest
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Septic
Possession-to be determined
Neighbourhood-Atherley
Title-Residential Freehold

No agent assigned

Welcome to 4662 Zachary Crescent in picturesque Ramara! Offered for sale by its original owners, this immaculate executive residence sits on a premium lot backing onto a serene equestrian farm, just moments from the shores of Lake Simcoe. The main floor features three well-appointed bedrooms, including a spacious primary suite complete with its own private ensuite bath. Throughout the main living areas, warm hardwood floors and an inviting, functional layout create an effortless flow for daily living and entertaining. At the heart of the home, a generous eat-in kitchen with a center island opens seamlessly to a sunlit breakfast nook and cozy family room. You will also enjoy the everyday convenience of a dedicated main-floor laundry room with direct entry to the impressive triple-car garage and extra-wide paved driveway. Out back, step onto an expansive, private rear deck offering peaceful, unobstructed views across the large yard and neighboring equestrian farm. Downstairs, the fully finished lower level significantly extends your living space, offering versatile potential for an in-law suite, extended family accommodation, a recreation area, or a home media room. Combining rural tranquility with quick access to Lake Simcoe amenities, this turn-key sanctuary offers an exceptional lifestyle for growing families or retirees alike.

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$
%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,385/mo
Mortgage $3,626
Monthly Loss $3,430
Principal$954
Interest$2,672
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-2.1%5
5-Year IRR
14.0%64
10-Year IRR
13.7%
Returns Index
33.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$54,000/yr
NOI
$39,500/yr
Net Cash Flow
-$335/mo
Cash Margin
-7.4%1
Cash Flow Index
1.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9120
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
24.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4662 Zachary Crescent

Time

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