21 Laguna Parkway # 21, Ramara

$429,900
21 Laguna Parkway # 21

$429,900

New
34d
Condo Townhouse2-Storey

21 Laguna Parkway # 21, Ramara

Total Monthly Obligation $2,798

HausQ Valuation Report
Beds
3
Baths
3
Park
1
Sqft
1400-1599
DOM
34d
Score
19
Yield
6.3%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.7%
Property Type-Condo Townhouse
MLS® Number-S13806418
Beds-3
Bathrooms-3
Size-1400-1599 sqft
Listed on site-Sep 19, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$3,495.23 (2026)
Maintenance-$572.67/mo
Locker-Exclusive
Parking-1 - None
Basement-Crawl Space, None
Heating-Baseboard (Electric)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Propane
Pool-None
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Possession-TBD/Flexible
Neighbourhood-Brechin
Title-Residential Condo & Other

No agent assigned

Welcome to 21 Laguna Pkwy - Lakeside Community Living at Its Best! Discover beautifullymaintained, maintenance-free living in this charming 3-bedroom, 3-bathroom condominiumtownhouse nestled in the sought-after lakeside community of Lagoon City. Designed for bothrelaxation and an active lifestyle, this home offers exclusive-use boat docking right at yourdoorstep, making it easy to enjoy the waterways and cruise the canal to Lake Simcoe, part ofthe renowned Trent-Severn Waterway system. Start your mornings with a coffee on the back deckoverlooking the peaceful canal and surrounding woodlands, or spend your days enjoying thecommunity's many amenities. Residents have access to a private beach, scenic trails, communitycentre with fitness classes and social activities, and a Racket Club featuring tennis andpickleball. With restaurants, high-speed internet, and municipal services all part of thecommunity, Lagoon City offers the perfect blend of recreational enjoyment and everydayconvenience. Whether you're looking for a year-round home, a weekend retreat, or a waterfrontlifestyle, 21 Laguna Pkwy offers an exceptional opportunity to enjoy life by the water!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$343,920
Land Transfer Taxes$5,073
Legal Fees (Est.)
$
Total cash required for closing$92,553

Total Monthly Obligation

$2,798/mo
Mortgage $1,734
Monthly Loss $2,342
Principal$456
Interest$1,278
Property Tax$291
Condo Fees$573
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.1%24
10-Year IRR
9.3%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,120/yr
NOI
$11,641/yr
Net Cash Flow
-$764/mo
Cash Margin
-33.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
27.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Laguna Parkway # 21

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.