18 Oak Street, Barrie

$585,000
18 Oak Street

$585,000

Price Change
29d
DetachedBungalow-Raised

18 Oak Street, Barrie

Total Monthly Obligation $3,115

Beds
2
Baths
2
Park
3
Sqft
700-1100
DOM
29d
Score
17
Yield
4.4%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-S13822280
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 115.97 ft
Listed on site-Sep 24, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$4,560 (2026)
Parking-4 - Detached
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE RCR REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-tbd
Neighbourhood-Wellington
Title-Residential Freehold

No agent assigned

Welcome to 18 Oak St. - in the Heart of Barrie, ON. Nestled in a mature, highly sought-after North Central neighborhood, this charming home puts you right at the doorstep of downtown, shops, waterfront and more. Enjoy the ultimate convenience of being just minutes away from local shops, schools, parks, and all amenities. Surrounded by a picturesque mix of established character homes and modern flair. Main Floor Living offers 1,010 sqft of a thoughtfully laid-out main floor space, this home welcomes you with a bright living and dining room that flows seamlessly into a functional, warm kitchen complete with oak cabinets, ample cupboard space, and a pantry featuring convenient pull-out shelving. This level features two comfortable bedrooms, and a versatile dressing room (maybe convert it back to a 3rd bdrm?) and a spacious 5-piece main bathroom. The versatile lower level with Separate Entrance offers extra space, possible multi-generational potential, or other future possibilities? The back entrance provides private access to both the main floor and the finished lower level which adds and additional 815 sqft of living space. The basement features a large, open-concept recreation room with a designated wet-bar/rough-in corner (water access and laundry tub already in place). You'll also find a massive laundry room with exceptional storage, plus a bonus multi-use room with dual access-ideal for a bedroom, home office, playroom, or exercise room. Step outside to a fully fenced backyard, perfect for keeping children and pets secure. An oversized detached single-car garage completes the package, offering protected parking or extra storage space for your weekend gear. Whether you are a first-time homebuyer stepping into the market, a young family looking to grow, or an empty nester wanting to downsize without compromise, 18 Oak St. is ready to welcome its next chapter. Note: some pictures may have been virtually altered.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$468,000
Land Transfer Taxes$8,175
Legal Fees (Est.)
$
Total cash required for closing$126,675

Total Monthly Obligation

$3,115/mo
Mortgage $2,360
Monthly Loss $2,494
Principal$621
Interest$1,739
Property Tax$380
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.8%17
10-Year IRR
8.2%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,740/yr
NOI
$14,106/yr
Net Cash Flow
-$1,184/mo
Cash Margin
-55.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 Oak Street

Time

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Data last updated within the past 24 hours.