2385 Highway 12, Ramara

$650,000
2385 Highway 12

$650,000

New
29d
Detached2-Storey

2385 Highway 12, Ramara

Total Monthly Obligation $3,128

Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
29d
Score
20
Yield
4.6%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Detached
MLS® Number-S13823480
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-163.73 × 165 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$1,576 (2026)
Parking-5 - Attached
Basement-Partial Basement, Unfinished
Heating-Forced Air (Propane)
Brokerage-YOUR HOME SOLD GUARANTEED REALTY INTERCITY PLUS IN
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Rolled
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate/TBA
Neighbourhood-Brechin
Title-Residential Freehold

No agent assigned

You've driven by and seen this Century home completely reinvented, and now it can be yours! From the garage to the roofline, from the finishes to the exterior, 2385 Highway 12 has been completely rebuilt to today's standards with a level of craftsmanship that has to be seen to be appreciated. Every system is new, every finish is considered, and not a single detail was left to chance. Inside, over 1,600 sq ft of bright, thoughtfully designed living space offers 3 bedrooms and 3 bathrooms including a private ensuite. The layout flows naturally for couples and families, with a 1.5 car garage that comfortably fits a vehicle and still leaves room for real storage. Out back, the lot opens up into something special. A near perfect 160 x 160 ft square totalling 0.6 acres backs directly onto open farmland, with a large deck made for long summer evenings and quiet mornings. The lot also carries potential for future severance, adding long term value for the right buyer. Brechin puts you on the Highway 12 corridor for easy access to Orillia, Barrie, and beyond, while keeping you minutes from everything you need day to day. Lake Simcoe and Lagoon City just around the corner, offering boating, fishing, and waterfront living in summer and ice fishing and skating come winter.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$520,000
Land Transfer Taxes$9,475
Legal Fees (Est.)
$
Total cash required for closing$140,975

Total Monthly Obligation

$3,128/mo
Mortgage $2,622
Monthly Loss $2,438
Principal$690
Interest$1,932
Property Tax$131
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.6%33
10-Year IRR
10.2%
Returns Index
17.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,928/yr
NOI
$20,859/yr
Net Cash Flow
-$884/mo
Cash Margin
-35.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
26.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2385 Highway 12

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.