5 Sophie Lane, Ramara

$579,999
5 Sophie Lane

$579,999

New
28d
DetachedBungalow

5 Sophie Lane, Ramara

Total Monthly Obligation $2,818

Beds
2
Baths
2
Park
2
Sqft
1500-2000
DOM
28d
Score
24
Yield
5.7%
Cash on Cash
2.4%
Cap Rate
5.1%
5Y IRR
17.5%
10Y IRR
16.2%
Property Type-Detached
MLS® Number-S13832212
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$1,236 (2025)
Parking-3 - Attached
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Septic
Possession-60-89 Days
Neighbourhood-Atherley
Title-Residential Freehold

No agent assigned

LOW-MAINTENANCE BUNGALOW LIVING WITH AN OVERSIZED GARAGE, COMMUNITY PERKS & ORILLIA 10 MINUTES AWAY! Life in Lakepoint Village's adult lifestyle community means fewer chores, more social plans and a calendar filled with things you actually want to say yes to. Set in a peaceful country setting, this lively neighbourhood brings residents together with game nights, book clubs, sewing groups, firepit gatherings, golf clubs, women's nights out and future plans for an on-site clubhouse. Land lease fees cover snow removal, garbage removal and common area maintenance, making it easy to spend less time on upkeep and more time enjoying everything the community has to offer. Nearly 1,600 square feet of impeccably maintained living space gives you the room you want with a home that still feels easy to manage, featuring an open-concept layout, upgraded flooring and larger windows that fill the home with natural light. The upgraded kitchen has the everyday details people actually love, with two-tone cabinetry, pots and pan drawers, a pantry for extra staples, a breakfast bar for casual bites, tile backsplash, under-cabinet lighting and stainless steel appliances. Oversized windows bring natural light into the spacious living room, where an electric fireplace adds a cozy focal point, while the family room adjoining the kitchen keeps conversation close to the heart of the home. The primary bedroom features a walk-in closet and private 4-piece ensuite, and the main floor laundry room is equipped with a sink, cabinetry and closet storage. A screened-in front porch, landscaped grounds, raised garden beds, hardtop gazebo, patio for dining and grilling, garden shed, oversized attached garage with door openers and parking for three vehicles complete this #HomeToStay!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$463,999
Land Transfer Taxes$8,075
Legal Fees (Est.)
$
Total cash required for closing$125,575

Total Monthly Obligation

$2,818/mo
Mortgage $2,340
Monthly Loss $2,202
Principal$616
Interest$1,724
Property Tax$103
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-3.0%4
5-Year IRR
13.2%59
10-Year IRR
13.1%
Returns Index
30.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,348/yr
NOI
$24,277/yr
Net Cash Flow
-$316/mo
Cash Margin
-11.4%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8618
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
31.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Sophie Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.