103 Mississaga Street W, Orillia

$294,500
103 Mississaga Street W

$294,500

New
28d
DetachedBungalow

103 Mississaga Street W, Orillia

Total Monthly Obligation $1,732

Beds
2
Baths
1
Park
2
Sqft
< 700
DOM
28d
Score
27
Yield
7.2%
Cash on Cash
5.7%
Cap Rate
5.8%
5Y IRR
20.2%
10Y IRR
18.4%
Property Type-Detached
MLS® Number-S13832824
Beds-2
Bathrooms-1
Size-< 700 sqft
Lot Size-25.4 ft (front)
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,025 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Quest
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

This starter bungalow offers up main floor living composed of 2 bedrooms, an upgraded full bath, galley style kitchen with newer cabinets and counter, dining room area and living room. The lower level is unfinished awaiting your own personal touches. The home is heated with a forced air gas furnace and is on full municipal services. This home, situated on the bus route, is short stroll away from parks, downtown shops and cafes, the Orillia Public Library, Opera House and so much more. The home is being sold by a non occupying owner is As Is condition with no representations or warranty.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$235,600
Land Transfer Taxes$2,893
Legal Fees (Est.)
$
Total cash required for closing$63,293

Total Monthly Obligation

$1,732/mo
Mortgage $1,188
Monthly Loss $1,419
Principal$313
Interest$875
Property Tax$169
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.5%4
5-Year IRR
13.8%63
10-Year IRR
13.7%
Returns Index
32.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,300/yr
NOI
$12,645/yr
Net Cash Flow
-$134/mo
Cash Margin
-7.6%1
Cash Flow Index
1.1/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
5.5 mo88
Risk Index
41.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Mississaga Street W

Time

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