172 Franklin Trail, Barrie

$899,900
172 Franklin Trail

$899,900

New
25d
Detached2-Storey

172 Franklin Trail, Barrie

Total Monthly Obligation $4,591

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
25d
Score
17
Yield
4.3%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-S13833494
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-36 × 92 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$7,029.34 (2026)
Parking-6 - Built-In
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick Veneer, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Rural Barrie Southwest
Title-Residential Freehold

No agent assigned

Welcome to 172 Franklin Trail, a newer home built by Bradley Homes in 2022 located in Barrie's desirable Bear Creek Estates community. Featuring a highly functional layout, the main level boasts rich hardwood flooring and a seamless open-concept living and dining area, ideal for everyday living and entertaining. The bright kitchen offers a large walk-in pantry, quartz counters and extended cabinets. The living room with gas fireplace steps out directly to a covered porch and outdoor sitting area. Upstairs you will find 3 spacious bedrooms including a primary retreat complete with a 5-piece spa-like ensuite and walk-in closet, alongside two additional bedrooms sharing a convenient semi-ensuite bath. Hardwood flooring continues throughout the non-tiled areas and convenient second floor laundry round things off upstairs. The fully finished walk-out basement provides flexible multi-generational living, complete with a dedicated bedroom with closet and full size windows, a 4-piece bathroom, full walk-out access to the backyard, and a kitchenette/bar area-perfect for an in-law suite or independent teenager space. Located minutes from top-rated schools (Bear Creek Secondary, W.C. Little Elementary, St. Nicholas Catholic), shopping plazas, parks, and dining. Quick access to Highway 400 and Barrie South GO Station makes commuting seamless. VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications. Some images have been virtually staged.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,591/mo
Mortgage $3,630
Monthly Loss $3,636
Principal$955
Interest$2,675
Property Tax$586
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.4%20
10-Year IRR
8.6%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,592/yr
NOI
$23,203/yr
Net Cash Flow
-$1,696/mo
Cash Margin
-52.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
18.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 172 Franklin Trail

Time

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Data last updated within the past 24 hours.