46 Bell Street, Barrie

$799,800
46 Bell Street

$799,800

New
25d
Detached2-Storey

46 Bell Street, Barrie

Total Monthly Obligation $4,108

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
25d
Score
18
Yield
4.9%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-S13834646
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-33.1 × 104.43 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$6,084.66 (2025)
Parking-6 - Attached
Basement-Full, Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP INCENTIVE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30-60 Dys/TBA
Neighbourhood-Ardagh
Title-Residential Freehold

No agent assigned

Welcome to the highly desirable Ardagh Bluffs! This beautifully maintained 4+1 bedroom, 2-storey home offers extended family (adult kids or parents) living in basement, work-from-home flexibility & potential rental income to help offset mortgage costs! Enjoy 518 acres of protected natural beauty with over 17 km of scenic walking, hiking & biking trails. Situated on a premium pie-shaped lot, over 68 ft wide at the rear, with a double garage & no sidewalk, allowing parking for 4-5 cars. Step inside the spacious foyer to discover hardwood flooring, a cozy living room with French doors & a family room featuring a gas fireplace with stylish grey shiplap surround. The beautifully renovated & expanded kitchen is a chef's delight with quartz counters, centre island, abundant cabinetry, pot lights, subway tile backsplash & under-cabinet lighting. Spacious breakfast area with pantry cupboards & walkout to oversized deck, perfect for entertaining! Modern oversized main-floor laundry with garage access. Upstairs features a generous primary bedroom with walk-in closet & 4-pc ensuite, 2 spacious rear bedrooms with city views & a bright south-facing 4th bedroom, ideal for a home office! Fully finished lower level offers a private 1-bedroom in-law setup with kitchen & living area, plus potential for a 2nd bedroom. Perfect for extended family, adult children or exploring supplemental rental income Enjoy the spacious backyard & 10' x 10' garden shed. Minutes to schools, shopping, restaurants, parks, Park Place & Hwy 400! A fantastic opportunity to live, work & potentially earn extra income, all under one roof!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,840
Land Transfer Taxes$12,471
Legal Fees (Est.)
$
Total cash required for closing$173,931

Total Monthly Obligation

$4,108/mo
Mortgage $3,226
Monthly Loss $3,259
Principal$849
Interest$2,377
Property Tax$507
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.3%30
10-Year IRR
10.0%
Returns Index
16.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,300/yr
NOI
$24,785/yr
Net Cash Flow
-$1,161/mo
Cash Margin
-35.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 46 Bell Street

Time

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