40 Market Street, Collingwood

$685,000
40 Market Street

$685,000

New
24d
Detached2-Storey

40 Market Street, Collingwood

Total Monthly Obligation $3,307

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1100-1500
DOM
24d
Score
18
Yield
4.0%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-S13839448
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-27.95 × 145.2 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,022 (2026)
Parking-1 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Royal LePage Locations North
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Metal/Steel Siding, Board & Batten
Roof-Asphalt Shingle
Foundation-Block, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Collingwood
Title-Residential Freehold

No agent assigned

NEW PRICE - $685,000! Completely renovated from top to bottom and just steps from downtown Collingwood, 40 Market Street is truly move-in ready. Enjoy the convenience of walking to shops, restaurants, cafés, the waterfront and trails, when coming home to a beautifully updated space where all the work has already been done. The bright, functional layout offers separate living and dining areas, a spacious main-floor family room with walkout to the private backyard, plus main-floor laundry and a powder room. Upstairs, you'll find three generously sized bedrooms and a beautifully updated bathroom. With its combination of extensive renovations, comfortable living space and incredible proximity to downtown, this is a fantastic opportunity at its new price of $685,000. Move in and start enjoying everything downtown Collingwood has to offer!

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Closing Costs

Mortgage Amount
$548,000
Land Transfer Taxes$10,175
Legal Fees (Est.)
$
Total cash required for closing$148,675

Total Monthly Obligation

$3,307/mo
Mortgage $2,763
Monthly Loss $2,579
Principal$727
Interest$2,036
Property Tax$169
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.6%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,252/yr
NOI
$18,005/yr
Net Cash Flow
-$1,263/mo
Cash Margin
-55.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 40 Market Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.