2511 Talbot Lane, Ramara

$499,000
2511 Talbot Lane

$499,000

New
24d
DetachedBungalow

2511 Talbot Lane, Ramara

Total Monthly Obligation $2,542

HausQ Valuation Report
Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
24d
Score
24
Yield
6.0%
Cash on Cash
2.4%
Cap Rate
5.1%
5Y IRR
17.5%
10Y IRR
16.2%
Property Type-Detached
MLS® Number-S13839872
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-53.11 ft (front)
Listed on site-Sep 29, 2026
Style-Bungalow
Building Type-Detached
Taxes-$1,852.82 (2026)
Parking-4 - None
Basement-Crawl Space
Heating-Baseboard (Electric)
Brokerage-RE/MAX HALLMARK YORK GROUP REALTY LTD.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Board & Batten
Roof-Shingles
Foundation-Concrete
Sewer-Holding Tank
Possession-Flexible
Neighbourhood-Rural Ramara
Title-Residential Freehold

No agent assigned

Welcome to 2511 Talbot Lane, a charming 3-bedroom waterfront retreat nestled along the Talbot River in Ramara. Completely renovated and truly turn-key, this is the kind of property where the work has already been done-simply arrive, settle in and start enjoying life by the water. Inside, you'll find a beautifully remodelled kitchen and bathroom, inviting living spaces and a fresh, comfortable feel throughout. Extensive improvements include new insulation throughout, completely redone exterior finishes, updated systems and so much more-offering the peace of mind that comes with a thoughtfully renovated home. Outside, the peaceful riverside setting is surrounded by nature, creating the perfect backdrop for morning coffee by the water, long summer afternoons and quiet evenings away from it all. Whether you're searching for a year-round home, weekend escape or cottage getaway, this is an opportunity to enjoy the charm of waterfront living without taking on a project. With a valid permit to rebuild the garage and an extensive list of recent upgrades, 2511 Talbot Lane is ready for its next chapter. Just unpack and enjoy. See full list of upgrades and improvements.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,542/mo
Mortgage $2,013
Monthly Loss $2,013
Principal$530
Interest$1,483
Property Tax$154
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
12.9%56
10-Year IRR
12.8%
Returns Index
29.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,700/yr
NOI
$20,377/yr
Net Cash Flow
-$315/mo
Cash Margin
-12.7%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo65
Risk Index
33.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2511 Talbot Lane

Time

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Data last updated within the past 24 hours.