44 Amelia Street, Barrie

$989,900
44 Amelia Street

$989,900

New
24d
DetachedSidesplit 3

44 Amelia Street, Barrie

Total Monthly Obligation $4,869

Beds
4
Baths
2
Park
3
Sqft
1500-2000
DOM
24d
Score
15
Yield
3.5%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-S13841296
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-60 × 175 ft
Listed on site-Sep 29, 2026
Style-Sidesplit 3
Building Type-Detached
Taxes-$6,016 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK CHAY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-immediate
Neighbourhood-Codrington
Title-Residential Freehold

No agent assigned

Motivated Seller! Located near the shimmering blue waters of Kempenfelt Bay, this well maintained mid-century home has been lovingly cared for and updated through the years. With 4 bedrooms and 2 bathrooms, a large open concept living and dining room and a den or office overlooking the yard, there is no shortage of room for the family to spread out in, or gather together for cozy evenings and dinners. The lower level has been recently painted and has new neutral carpet, and is ready for the home media room to be set up. The kitchen and baths have been renovated with timeless white finishes and are in pristine condition. Enjoy an energy efficient home with 6 year old shingles, a high efficiency furnace in 2021, and new insulation to code, in 2025. Most of the home has a neutral and continuous hardwood in great condition throughout. A 60 x175 ft. deep lot with mature landscaping and perennials that fill the warmer months with continuous colourful blooms invites you to explore, forget you are in the city, and find the whimsical studio tucked away at the back of the property. Children and the young at heart will adore this special place. Walk from your quiet neighbourhood to the waterfront, trails, farmers market, shops and cafes. Let your creativity run wild with this property and everything it is, and can be. *Some photos have been virtually staged.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$791,920
Land Transfer Taxes$16,273
Legal Fees (Est.)
$
Total cash required for closing$215,753

Total Monthly Obligation

$4,869/mo
Mortgage $3,993
Monthly Loss $3,819
Principal$1,051
Interest$2,942
Property Tax$501
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.7%0
5-Year IRR
5.6%13
10-Year IRR
7.2%
Returns Index
7.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,896/yr
NOI
$20,890/yr
Net Cash Flow
-$2,252/mo
Cash Margin
-77.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 Amelia Street

Time

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Data last updated within the past 24 hours.