96 Penvill Trail, Barrie

$1,049,900
96 Penvill Trail

$1,049,900

New
22d
Detached2-Storey

96 Penvill Trail, Barrie

Total Monthly Obligation $5,214

Beds
6
Baths
4
Park
2
Sqft
2000-2500
DOM
22d
Score
16
Yield
3.7%
Cash on Cash
-8.4%
Cap Rate
2.8%
5Y IRR
8.9%
10Y IRR
9.4%
Property Type-Detached
MLS® Number-S13851264
Beds-6
Bathrooms-4
Size-2000-2500 sqft
Lot Size-39.04 × 159.81 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,249.47 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 B.J. ROTH REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Inground
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Ardagh
Title-Residential Freehold

No agent assigned

Welcome to 96 Penvill Trail, where no rear neighbours, mature trees, and an incredible backyard oasis come together in one of South Barrie's most sought-after neighbourhoods. Living in Ardagh Bluffs isn't just about owning a home, it's about embracing a lifestyle. With the entrance to the Ardagh Bluffs Walking Trails literally steps from your front door, plus top-rated schools, beautiful parks, shopping, and quick access to Highway 400, this is a location families rarely want to leave. Offering over 2,250 SQ. FT. above grade, this home features 4 spacious bedrooms, 2.5 bathrooms, plus a fully finished basement complete with 2 additional bedrooms, an office, a full bathroom, and an impressive wet bar, perfect for entertaining, extended family, or overnight guests. Thoughtfully updated throughout, the home showcases hardwood flooring across the two main levels, a stunning two-tone staircase, 9-foot ceilings, pot lights, and designer light fixtures. The kitchen is beautifully finished with white cabinetry, crown moulding, quartz countertops, a classic subway tile backsplash, and stainless steel appliances. The basement continues the quality with luxury vinyl flooring, shiplap feature walls, a full-size refrigerator, and an entertainer's wet bar. The backyard is where this home truly shines. Backing onto mature trees with no rear neighbours, it offers exceptional privacy and feels like your own private resort. Spend summer days lounging beside the in-ground pool with its impressive 8-foot deep end, host unforgettable gatherings on the expansive deck, enjoy evenings around the fire pit, and admire the professionally landscaped gardens featuring armour stone, ornamental grasses, and lush perennial plantings. It's the kind of backyard where memories are made and every day feels like a vacation. This is more than a turnkey home, it's an opportunity to enjoy one of Barrie's most desirable neighbourhoods, with nature at your doorstep and a backyard you'll never want to leave.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$839,920
Land Transfer Taxes$17,473
Legal Fees (Est.)
$
Total cash required for closing$228,953

Total Monthly Obligation

$5,214/mo
Mortgage $4,235
Monthly Loss $4,100
Principal$1,114
Interest$3,121
Property Tax$604
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.2%0
5-Year IRR
6.1%14
10-Year IRR
7.5%
Returns Index
8.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$23,351/yr
Net Cash Flow
-$2,289/mo
Cash Margin
-70.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 96 Penvill Trail

Time

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