39 Highcroft Road, Barrie

$674,900
39 Highcroft Road

$674,900

Price Change
21d
DuplexBungalow-Raised

39 Highcroft Road, Barrie

Total Monthly Obligation $3,469

HausQ Valuation Report
Beds
5
Baths
2
Park
2
Sqft
1100-1500
DOM
21d
Score
18
Yield
4.4%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.3%
Property Type-Duplex
MLS® Number-S13855002
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30.53 × 121.54 ft
Listed on site-Oct 2, 2026
Style-Bungalow-Raised
Building Type-Duplex
Taxes-$4,461.2 (2026)
Parking-3 - Built-In
Basement-Apartment, Walk-Out
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER THE REAL ESTATE CENTRE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Allandale Heights
Title-Residential Freehold

No agent assigned

A HOME THAT HELPS WITH THE MORTGAGE! Welcome to 39 Highcroft Road, a legal 3+2 bedroom semi-detached duplex offering a smart opportunity to enjoy a spacious home while benefiting from established rental income from the lower suite. The vacant upper level features a functional family-friendly layout with three good-sized bedrooms, a separate kitchen with laundry, generous combined living and dining space, a full bathroom and walkout to the deck and backyard. With some fresh updates, the upper level is ready for its next owner to make it home. The separate lower suite offers two bedrooms, kitchen, living area, full bathroom and its own laundry, with an established tenant currently paying $1,640/month ($19,680 annually)-providing meaningful income to help offset the costs of homeownership. Located in established Allandale Heights, enjoy convenient access to parks, recreation, shopping, schools, Barrie's waterfront, Highway 400 and transit connections, including the Allandale Waterfront GO area. The nearby Allandale Recreation Centre offers recreation amenities, while the Allandale Waterfront GO Station provides an important commuter connection between Barrie and the GTA. Live upstairs, benefit from income downstairs, and discover a flexible way to make homeownership work for you.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$539,920
Land Transfer Taxes$9,973
Legal Fees (Est.)
$
Total cash required for closing$146,453

Total Monthly Obligation

$3,469/mo
Mortgage $2,722
Monthly Loss $2,753
Principal$716
Interest$2,006
Property Tax$372
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$18,039/yr
Net Cash Flow
-$1,219/mo
Cash Margin
-48.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Highcroft Road

Time

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