109 Park Road, Tiny

$549,000
109 Park Road

$549,000

New
17d
DetachedBungalow

109 Park Road, Tiny

Total Monthly Obligation $2,747

Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
17d
Score
20
Yield
4.7%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.2%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-S13868758
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-51 × 243 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Taxes-$1,891 (2025)
Parking-4 - None
Basement-Crawl Space
Heating-Baseboard (Electric)
Brokerage-Royal LePage Locations North
Cooling-Other
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Wood
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-flexible
Neighbourhood-Rural Tiny
Title-Residential Freehold

No agent assigned

4-Season Woodland Beach Retreat! Ideally situated between two convenient beach access points-less than 250 metres to the soft sands and world-class sunsets of Georgian Bay-this charming 3-bedroom, 1-bathroom cottage/home delivers the ultimate year-round lifestyle. Inside, enjoy a bright open-concept layout with thoughtful modern updates throughout. The refreshed kitchen features a centre island with seating for three and a built-in dishwasher for effortless post-beach cleanup. The main living space is designed for comfort in every season, complete with an updated 3-piece bathroom, replacement windows, a cozy gas fireplace, and a wall-mounted ductless heat pump for efficient heating and central air conditioning. Step outside to an exceptional 200+ ft. deep lot that backs directly onto private green space with no rear neighbours. Entertain family and friends on the expansive back deck, unwind around the campfire, or rinse off after a day on the bay in the outdoor shower. Additional highlights include a dedicated woodshed off the deck, a front storage shed with a roll-up garage door for bikes and beach gear, and parking for 4+ vehicles.Whether you're spending sun-soaked summers on the sand or enjoying winter weekends skiing and snowmobiling, 109 Park Road is the perfect four-season Southern Georgian Bay home base!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,747/mo
Mortgage $2,215
Monthly Loss $2,164
Principal$583
Interest$1,632
Property Tax$158
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,872/yr
NOI
$16,894/yr
Net Cash Flow
-$807/mo
Cash Margin
-37.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
28.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Park Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.