320 Birch Street, Collingwood

$1,699,900
320 Birch Street

$1,699,900

New
16d
DetachedBungalow-Raised

320 Birch Street, Collingwood

Total Monthly Obligation $7,689

Beds
5
Baths
5
Park
6
Sqft
1500-2000
DOM
16d
Score
23
Yield
5.6%
Cash on Cash
1.9%
Cap Rate
5.0%
5Y IRR
17.1%
10Y IRR
15.9%
Property Type-Detached
MLS® Number-S13872370
Beds-5
Bathrooms-5
Size-1500-2000 sqft
Lot Size-66 × 165 ft
Listed on site-Oct 7, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$5,486 (2026)
Parking-8 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX By The Bay Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Above Ground
Facing-West
Exterior-Stone, Wood
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Collingwood
Title-Residential Freehold

No agent assigned

Great opportunity to move in before ski season begins! Welcome to 320 Birch Street, ideally situated in Collingwood's coveted Treed Streets - one of the area's most established and sought-after neighbourhoods. Set on an impressive private 66 x 166 ft. lot, this exceptional home offers timeless style, generous living space and outstanding indoor-outdoor living.The interiors balance warmth and refinement, with generous principal rooms, quality finishes and an easy flow for everyday living and entertaining. A light-filled kitchen with large custom island with granite countertops lots of cabinetry, open concepts to a spacious dining and living room. Offering five bedrooms in total, the home provides excellent flexibility for family, guests and working from home, complemented by four full bathrooms plus a powder room, a fireplace and an attached double garage. Outside, the private backyard is a destination of its own. An inviting 16' X 11' covered back deck with storage underneath, pool, hot tub, expansive patio area, fire pit and thoughtfully designed recreation and entertaining spaces create a relaxed, resort-like atmosphere and a seamless extension of the home - perfect for summer afternoons, outdoor dining and evenings with family and friends. Just moments from historic downtown Collingwood, the shores of Georgian Bay and Blue Mountain Village, enjoy easy access to some of the area's best dining, boutique shopping, golf, biking and hiking trails. Central air, generator, dog run, this home has been thoughtfully finished with loads of upgrades. An exceptional opportunity to enjoy the best of Southern Georgian Bay living in one of Ontario's most sought-after four-season destinations.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,359,920
Land Transfer Taxes$30,473
Legal Fees (Est.)
$
Total cash required for closing$371,953

Total Monthly Obligation

$7,689/mo
Mortgage $6,857
Monthly Loss $5,885
Principal$1,804
Interest$5,053
Property Tax$457
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-1.9%5
5-Year IRR
14.0%65
10-Year IRR
13.7%
Returns Index
34.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$94,704/yr
NOI
$75,248/yr
Net Cash Flow
-$586/mo
Cash Margin
-7.4%1
Cash Flow Index
1.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9121
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
19.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 320 Birch Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.