1 Hume Street 420, Collingwood

$888,500
1 Hume Street 420

$888,500

New
16d
Condo ApartmentApartment

1 Hume Street 420, Collingwood

Total Monthly Obligation $5,199

Beds
2
Baths
2
Park
1
Sqft
1200-1399
DOM
16d
Score
14
Yield
4.0%
Cash on Cash
-12.7%
Cap Rate
1.9%
5Y IRR
5.7%
10Y IRR
7.0%
Property Type-Condo Apartment
MLS® Number-S13873894
Beds-2
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 7, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$3,690 (2026)
Maintenance-$1,108/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER THE REAL ESTATE CENTRE
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick, Concrete
Roof-Asphalt Rolled
Foundation-Concrete
Possession-30 Days or TBA
Neighbourhood-Collingwood
Title-Residential Condo & Other

No agent assigned

Experience refined living in historic downtown Collingwood's prestigious Monaco residence. This rarely available corner suite is exceptionally bright and impressively quiet. It offers an uncommon sense of privacy and calm. The showpiece, is an oversized 322-square-foot private balcony. Perfect for elegant outdoor dining, lounging, or entertaining under the open sky. Just a 10-minute stroll to Georgian Bay's waterfront. Boutique shops and top-tier dining create a truly enviable lifestyle. Four-season recreation is right at your doorstep, from the Georgian Trail to Blue Mountain skiing, golf, boating, and endless freshwater beaches. At home, enjoy resort-style rooftop amenities, including a well-appointed party room, fitness centre, landscaped terrace with BBQs, pergolas, a fire pit and a tranquil water feature. All framed by manicured gardens and glowing sunset views. Inside, 10-foot ceilings and 8-foot doors elevate the open-concept living, kitchen, and dining areas. The chef-inspired kitchen features quartz countertops, upgraded cabinetry, a custom backsplash, stainless steel appliances, under-cabinet lighting and designer pendant lighting. The thoughtful split-bedroom layout ensures privacy, with a spacious primary suite offering a walk-in closet and elegant ensuite. A separate entrance hall adds to the sense of calm and provides a natural gallery wall. Side-by-side parking near the elevators adds everyday ease, with an additional space available. An extra parking spot available for $45,000. Monaco offers sophisticated full-time living or an exquisite four-season retreat in one of Ontario's most charming waterfront communities.

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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$710,800
Land Transfer Taxes$14,245
Legal Fees (Est.)
$
Total cash required for closing$193,445

Total Monthly Obligation

$5,199/mo
Mortgage $3,584
Monthly Loss $4,256
Principal$943
Interest$2,641
Property Tax$308
Condo Fees$1,108
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-16.1%0
5-Year IRR
3.2%7
10-Year IRR
5.6%
Returns Index
4.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,148/yr
NOI
$12,247/yr
Net Cash Flow
-$2,563/mo
Cash Margin
-87.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.282
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1 Hume Street 420

Time

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