138 45th Street N, Wasaga Beach

$599,000
138 45th Street N

$599,000

New
15d
Detached2-Storey

138 45th Street N, Wasaga Beach

Total Monthly Obligation $3,137

HausQ Valuation Report
Beds
4
Baths
3
Park
8
Sqft
2500-3000
DOM
15d
Score
81
Yield
32.3%
Cash on Cash
119.8%
Cap Rate
30.3%
5Y IRR
124.1%
10Y IRR
122.3%
Property Type-Detached
MLS® Number-S13877754
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-50 × 150 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,144 (2025)
Parking-8 - Attached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick Front
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Wasaga Beach
Title-Residential Freehold

No agent assigned

Welcome to 138 45th Street North, ideally located in the heart of Wasaga Beach. This spacious home offers the perfect blend of convenience and coastal living, just minutes from the sandy shoreline and within walking distance to shopping, restaurants, parks, and everyday amenities. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers incredible flexibility.Inside, you'll find a bright and inviting layout with generous living spaces and plenty of natural light. The open living and dining areas create a comfortable setting for entertaining or relaxing, while the kitchen offers ample storage and convenient access to the backyard. The lower level features updated flooring and provides additional living space with excellent potential for multi-generational living or the possibility of a second unit.Situated on a generous lot with ample parking, this home is located in a family-friendly neighbourhood close to schools, trails, and public transit. Spend your days enjoying nearby beaches, shopping, and restaurants, all just moments from your door.Whether you're seeking lifestyle, convenience, or investment potential, this Wasaga Beach home delivers the best of it all.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,137/mo
Mortgage $2,416
Monthly Loss $2,501
Principal$636
Interest$1,780
Property Tax$345
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
27.6%100
Cash-on-Cash
105.8%100
5-Year IRR
111.1%100
10-Year IRR
109.1%
Returns Index
100.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeA
81/ 100
Good•Buy

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$193,200/yr
NOI
$165,236/yr
Net Cash Flow
$11,353/mo
Cash Margin
70.5%100
Cash Flow Index
100.0/ 100
Risk Profile
Weight: 20%
DSCR
5.70100
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
53.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 138 45th Street N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.