46 Osborne Street, Tay

$449,777
46 Osborne Street

$449,777

New
15d
Detached1 1/2 Storey

46 Osborne Street, Tay

Total Monthly Obligation $2,297

HausQ Valuation Report
Beds
2
Baths
1
Park
6
Sqft
700-1100
DOM
15d
Score
24
Yield
6.3%
Cash on Cash
4.1%
Cap Rate
5.5%
5Y IRR
18.8%
10Y IRR
17.3%
Property Type-Detached
MLS® Number-S13879216
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-66 × 165 ft
Listed on site-Oct 8, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$1,293 (2025)
Parking-6 - None
Basement-Crawl Space
Heating-Other (Electric)
Brokerage-RE/MAX RIGHT MOVE
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown, Slab
Sewer-Sewer
Possession-Flexible
Neighbourhood-Victoria Harbour
Title-Residential Freehold

No agent assigned

Just Steps Away From The Water And Only 10 Minutes From Hwy 400, 46 Osborne Is The Perfect Home For Starting Out Or Downsizing. This Home Shows Beautifully And Is Move In Ready! Inside You Will Find 2 Bedrooms, An Open Concept Kitchen And Tastefully Decorated Living Room. The Brightly Lit Attic Could Serve As A Third Bedroom, Playroom Or Extra Storage. Outside You Will Be Able To Enjoy The Landscaped Yard And Patio With Gorgeous Gardens. Spend Time This Summer Around Your Built In Fire Pit Or Under Your Permanent Gazebo. Lots Of Storage Between The Two Sheds, Both Equipped With Hydro. Don't Miss Out On This Gem In Victoria Harbour, Book Your Private Showing Today! Many upgrades including : Bathroom - all renovated, shelves, vanity, new heated flooring, complete reconfiguration to common area, added shelves, pot lights, new flooring, moved HVAC (mini split) Master bedroom- painted & new floors Kitchen - fully renovated, new cabinets, new counter top, new dishwasher, updated plumbing, updated electrical, island light, custom lighting under cabinets Crawl space - level floor, insulation/spray foam Outside - new steps, lights on shed, half shingled roof

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$369,897($10,075 CMHC)
Land Transfer Taxes$5,471
Legal Fees (Est.)
$
Total cash required for closing$96,926

Total Monthly Obligation

$2,348/mo
Mortgage $1,865
Monthly Loss $1,857
Principal$491
Interest$1,374
Property Tax$108
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-2.9%4
5-Year IRR
12.3%52
10-Year IRR
13.0%
Returns Index
28.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,200/yr
NOI
$19,587/yr
Net Cash Flow
-$233/mo
Cash Margin
-9.9%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8818
LTV Ratio
82.2%14
Vacancy Buffer
4.1 mo70
Risk Index
34.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 46 Osborne Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.