82 Fourth Street, Orillia

$649,900
82 Fourth Street

$649,900

New
9d
DetachedSidesplit 4

82 Fourth Street, Orillia

Total Monthly Obligation $3,349

Beds
3
Baths
1
Park
6
Sqft
1100-1500
DOM
9d
Score
23
Yield
6.0%
Cash on Cash
1.8%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Detached
MLS® Number-S14031416
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-75 × 205.34 ft
Listed on site-Oct 14, 2026
Style-Sidesplit 4
Building Type-Detached
Taxes-$4,233 (2025)
Parking-6 - Detached
Basement-Full, Walk-Up, Finished, Crawl Space
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK CHAY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30-60
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Welcome to 82 Fourth Street, a charming side-split home located in Orillia's highly sought-after North Ward. This beautifully maintained residence offers 3 bedrooms, 1 bathroom, and a warm, inviting atmosphere that blends comfort, character, and exceptional outdoor living. Set on an impressive 75 x 205 ft lot, the property provides outstanding space and privacy. Inside, you'll find bright, welcoming living areas, including a spacious family room complete with a cozy gas fireplace-perfect for relaxing or entertaining year-round. The true highlight of this home is the extraordinary outdoor setting. The meticulously landscaped grounds have been thoughtfully designed and lovingly cared for, creating a park-like environment rarely found in residential properties. Mature trees, vibrant gardens, and carefully planned outdoor spaces reflect pride of ownership at every turn. Enjoy summer evenings under the gazebo or make full use of the detached garage and two garden sheds for storage, hobbies, or workspace. Whether you're a gardening enthusiast or simply appreciate beautiful outdoor surroundings, this property offers endless opportunities to create your own private retreat. Ideally situated just minutes from downtown Orillia, the waterfront, parks, schools, and everyday amenities, this North Ward gem delivers both convenience and lifestyle in one of the city's most desirable neighbourhoods. Properties with this level of care, space, and outdoor beauty rarely come to market-don't miss your chance to make this exceptional

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,349/mo
Mortgage $2,622
Monthly Loss $2,659
Principal$690
Interest$1,932
Property Tax$353
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
12.9%57
10-Year IRR
12.9%
Returns Index
29.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,204/yr
NOI
$26,551/yr
Net Cash Flow
-$409/mo
Cash Margin
-12.5%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
27.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 82 Fourth Street

Time

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Data last updated within the past 24 hours.