129 Coldwater Road W, Orillia

$529,900
129 Coldwater Road W

$529,900

New
8d
Detached2-Storey

129 Coldwater Road W, Orillia

Total Monthly Obligation $2,829

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
8d
Score
24
Yield
6.3%
Cash on Cash
2.3%
Cap Rate
5.1%
5Y IRR
17.4%
10Y IRR
16.1%
Property Type-Detached
MLS® Number-S14080924
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-55 × 165 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,794 (2025)
Parking-4 - Attached
Basement-Unfinished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX RIGHT MOVE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle, Metal
Foundation-Stone
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Welcome to 129 Coldwater St W, a charming 3-bedroom home that beautifully blends original character with everyday convenience. Original hardwood floors and baseboard trim, soaring ceilings, and bright, spacious principal rooms showcase the home's timeless appeal. The inviting living/family room and sun-filled dining room offer plenty of space to relax and entertain, while the main-floor den provides flexibility for a home office or potential 4th bedroom. The well-appointed kitchen features a walkout to a private deck overlooking a beautifully treed 55' x 164' lot. A convenient main-floor powder room and laundry add to the functionality, while the main bathroom offers a stylish tiled tub and walk-in shower. Additional features include a double attached drive-through garage with inside entry, high-efficiency gas heating, central air conditioning, and an updated electrical panel and wiring. Enjoy an exceptional walkable location just steps from downtown Orillia, the public library, Soldiers' Memorial Hospital, local coffee shops, restaurants, the farmers' market, and schools. A wonderful opportunity to own a character-filled century home with space, charm, and convenience in a sought-after central location. Flexible closing available!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$423,920
Land Transfer Taxes$7,073
Legal Fees (Est.)
$
Total cash required for closing$114,553

Total Monthly Obligation

$2,829/mo
Mortgage $2,137
Monthly Loss $2,266
Principal$562
Interest$1,575
Property Tax$316
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.6%3
5-Year IRR
12.9%57
10-Year IRR
12.9%
Returns Index
29.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,204/yr
NOI
$21,590/yr
Net Cash Flow
-$338/mo
Cash Margin
-12.2%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo57
Risk Index
30.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 129 Coldwater Road W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.