51 James Street E, Orillia

$499,900
51 James Street E

$499,900

New
9d
DetachedBungalow

51 James Street E, Orillia

Total Monthly Obligation $2,647

Beds
3
Baths
1
Park
4
Sqft
1100-1500
DOM
9d
Score
22
Yield
5.7%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.6%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-S14081038
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-67 × 72 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,069 (2025)
Parking-2 - None
Basement-Other, Crawl Space
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 B.J. ROTH REALTY LTD.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Other
Sewer-Sewer
Possession-Immediate
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Bright and cheery open concept Bungalow, 3 bedrooms. Beautiful renovation just completed. Kitchen with new refrigerator, stove, microwave , dishwasher, cupboards with Chorion countertops and center Island. 4pc bathroom. Main floor laundry with high efficiency washer and gas dryer included. New flooring, drywall trim and doors, throughout. New 100 amp electric service Equipped with a 50 amp car charger, new windows and R60 Insulation In the ceiling. New furnace, owned water heater, vertical siding. Located a short walk to a Orillia's multi-use recreation facility, close the bus stop. Relax In the fenced backyard a terrific spot to entertain friends and family and start a garden.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,647/mo
Mortgage $2,016
Monthly Loss $2,117
Principal$531
Interest$1,486
Property Tax$256
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.1%44
10-Year IRR
11.5%
Returns Index
22.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,428/yr
NOI
$18,016/yr
Net Cash Flow
-$515/mo
Cash Margin
-21.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
30.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 51 James Street E

Time

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