440 Yonge Street B1, Barrie

$449,000
440 Yonge Street B1

$449,000

New
8d
Condo Townhouse2-Storey

440 Yonge Street B1, Barrie

Total Monthly Obligation $2,584

Bed+Den
3+1
Baths
2
Park
1
Sqft
900-999
DOM
8d
Score
19
Yield
5.3%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Condo Townhouse
MLS® Number-S14081084
Bed+Den-3+1
Bathrooms-2
Size-900-999 sqft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-16-30
Taxes-$2,375.76 (2026)
Maintenance-$375/mo
Locker-None
Parking-1 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CROSSTOWN REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-FLEXIBLE
Neighbourhood-Painswick North
Title-Residential Condo & Other

No agent assigned

Step into home ownership with this stylish end-unit condo townhome in Barrie's desirable Painswick neighbourhood. Offering added privacy, a generous backyard, and a bright, move-in-ready interior, this 3-bedroom, 2-bathroom home delivers the space and flexibility today's buyers are looking for.The main level is designed for comfortable everyday living and entertaining, featuring a spacious kitchen and an open living and dining area filled with natural light. Walk out to your private back deck and enjoy an outdoor space that's perfect for morning coffee, summer BBQs, or simply relaxing at the end of the day. Upstairs, you'll find two generously sized bedrooms with ample closet space, along with a beautifully updated 4-piece bathroom. The versatile lower level adds even more living space with a third bedroom that can easily serve as a guest suite, home office, gym, or additional family room. A newly renovated 3-piece bathroom provides added convenience and creates excellent potential for in-law or extended-family accommodation. This level also includes laundry, a convenient utility sink, and additional storage. Set within an intimate and quiet complex of only six units, this home offers a welcoming sense of community while maintaining privacy and comfort. Shopping, restaurants, everyday amenities, and public transit are all within easy reach, while nearby GO Train access makes commuting simple. Affordable condo fees include grounds maintenance, snow removal, Spring & Fall Clean-up, and more, while low property taxes help make home ownership even more attainable. Whether you're a first-time buyer, down-sizer, or simply looking for a home that offers flexibility and value, this Painswick end unit is an opportunity worth seeing. Move in, make it yours, and start building equity in a home designed to fit your lifestyle.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,584/mo
Mortgage $1,811
Monthly Loss $2,108
Principal$477
Interest$1,335
Property Tax$198
Condo Fees$375
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.1%24
10-Year IRR
9.2%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$24,000/yr
NOI
$12,324/yr
Net Cash Flow
-$784/mo
Cash Margin
-39.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
29.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 440 Yonge Street B1

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.