27 Ross Street, Barrie

$489,000
27 Ross Street

$489,000

New
8d
Semi-Detached 2-Storey

27 Ross Street, Barrie

Total Monthly Obligation $2,592

Beds
2
Baths
1
Park
2
Sqft
700-1100
DOM
8d
Score
19
Yield
4.8%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Semi-Detached
MLS® Number-S14081672
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-23.96 × 72.13 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$2,936 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-REALTY ONE GROUP REVEAL
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-City Centre
Title-Residential Freehold

No agent assigned

Century home charm in the heart of downtown Barrie! Full of character and thoughtfully updated, this lovingly maintained 2-bedroom, 1-bathroom century home offers a beautiful combination of original charm and modern convenience. From the moment you step inside, you'll appreciate the 9-foot ceilings on both the main and upper levels, beautiful original hardwood floors, and natural light that fills the home. The beautifully renovated kitchen (2026) brings a fresh, modern feel with convenient access to the backyard, while the updated bathroom (2025) offers another touch of modern comfort. Upstairs, you'll find a generously sized primary bedroom with an impressive walk-in closet, along with a bright and inviting second bedroom. Outside, the large covered front porch is the perfect place to enjoy your morning coffee or unwind at the end of the day, while the backyard offers flexibility for parking two vehicles or enjoying an outdoor patio space. A full basement with laundry adds everyday functionality, and recent improvements, including a new roof (2026), select updated windows, and a new front door, make this home even more appealing. And the location? Just minutes from downtown Barrie's shops, restaurants, everyday amenities, and beautiful waterfront! A wonderful opportunity to own a home that celebrates its original character while offering the updates and conveniences of today.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$391,200
Land Transfer Taxes$6,255
Legal Fees (Est.)
$
Total cash required for closing$105,555

Total Monthly Obligation

$2,592/mo
Mortgage $1,972
Monthly Loss $2,073
Principal$519
Interest$1,453
Property Tax$245
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,700/yr
NOI
$13,894/yr
Net Cash Flow
-$815/mo
Cash Margin
-41.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
29.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Ross Street

Time

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Data last updated within the past 24 hours.