11 Frances Street N, Barrie

$824,500
11 Frances Street N

$824,500

New
8d
Detached1 1/2 Storey

11 Frances Street N, Barrie

Total Monthly Obligation $4,273

Beds
4
Baths
3
Park
8
Sqft
2000-2500
DOM
8d
Score
19
Yield
5.1%
Cash on Cash
-3.1%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-S14082638
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-43.45 × 132.01 ft
Listed on site-Oct 15, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$6,867.91 (2026)
Parking-9 - Detached
Basement-Partial Basement, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Cooling-None
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Queen's Park
Title-Residential Freehold

No agent assigned

OLD-WORLD CHARM, MODERN UPDATES & A DETACHED OUTBUILDING OFFERING IN-LAW CAPABILITY! A century of history comes with some unexpected extras at this character-filled Barrie property, where a charming red-brick home, a completely separate outbuilding and a private backyard give you the flexibility to make this property work for more than one generation. The main residence features a metal roof, mature trees, established gardens and a beautiful wraparound covered porch. Original stained-glass accents, decorative wood trim and a beautiful staircase preserve the home's historic character, while thoughtful updates bring a modern touch. Italian porcelain tile welcomes you in the entryway, while oak hardwood flooring flows through the living room, formal dining room and kitchen. A decorative fireplace adds character to the dining room, while the kitchen features white cabinetry, an Italian porcelain tile backsplash and generous counter space. A rear mudroom and 3-piece bathroom complete the main level, with three bedrooms and a second 3-piece bathroom upstairs. The detached outbuilding offers a living room with fireplace, kitchen, main-floor bedroom, 3-piece bathroom and laundry facilities, giving extended family their own space. A spiral staircase leads to a bonus loft with wood-clad sloped ceilings, offering a charming spot for reading or hobbies. A heat pump and ductless mini-split heating and cooling system were recently installed, and separate gas, hydro and water meters add convenience. The outbuilding also features an oversized garage, while the driveway offers parking for up to six vehicles. Just minutes from downtown Barrie, Centennial Beach, Sunnidale Park and the Allandale Waterfront GO Station, this location puts waterfront trails, local restaurants and commuter connections close to home.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$659,600
Land Transfer Taxes$12,965
Legal Fees (Est.)
$
Total cash required for closing$179,365

Total Monthly Obligation

$4,273/mo
Mortgage $3,326
Monthly Loss $3,398
Principal$875
Interest$2,451
Property Tax$572
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.7%33
10-Year IRR
10.3%
Returns Index
17.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$26,432/yr
Net Cash Flow
-$1,123/mo
Cash Margin
-32.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Frances Street N

Time

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