681 Harvey Avenue, Midland

$639,000
681 Harvey Avenue

$639,000

New
7d
DetachedBungalow-Raised

681 Harvey Avenue, Midland

Total Monthly Obligation $3,259

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
700-1100
DOM
7d
Score
20
Yield
5.2%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-S14086580
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 113.78 ft
Listed on site-Oct 16, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$3,678.9 (2025)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Experience Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Midland
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained raised bungalow, nestled in a welcoming, family-friendly neighbourhood in Midland. Offering 4 bedrooms and 2 full bathrooms, this home combines comfortable living spaces with thoughtful updates throughout. The newly renovated eat-in kitchen offers a fresh, inviting space for everyday meals and family gatherings, while the recently renovated main floor bathroom adds a modern touch. The finished lower level provides additional living space with a cozy family recreation room complete with a gas fireplace, perfect for relaxing or entertaining. A bonus den in the lower level is perfect for a playroom, office or additional living space. Step outside to enjoy the large backyard and inviting deck, ideal for summer gatherings, outdoor dining, or simply unwinding. New wiring to accommodate a portable generator has also been installed. With a functional layout, tasteful updates, and a location in an established neighbourhood close to everyday amenities, this well-cared-for home is ready for its next chapter!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$511,200
Land Transfer Taxes$9,255
Legal Fees (Est.)
$
Total cash required for closing$138,555

Total Monthly Obligation

$3,259/mo
Mortgage $2,578
Monthly Loss $2,581
Principal$678
Interest$1,899
Property Tax$307
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.8%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$21,521/yr
Net Cash Flow
-$784/mo
Cash Margin
-28.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 681 Harvey Avenue

Time

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