174 Seventh Street, Midland

$695,900
174 Seventh Street

$695,900

New
2d
Detached1 1/2 Storey

174 Seventh Street, Midland

Total Monthly Obligation $3,507

HausQ Valuation Report
Beds
4
Baths
2
Park
5
Sqft
1100-1500
DOM
2d
Score
17
Yield
4.2%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-S14101122
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 150 ft
Listed on site-Oct 21, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$3,895 (2025)
Parking-5 - None
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-Keller Williams Experience Realty
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Vinyl Siding, Wood
Roof-Asphalt Shingle
Foundation-Concrete, Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Midland
Title-Residential Freehold

No agent assigned

Located in Midland's desirable west end, this charming 1.5 storey home offers the perfect blend of character, comfort, and modern updates for growing families or first-time buyers. Featuring 4 bedrooms and 2 updated bathrooms with stylish new fixtures and anti-fog mirrors, this move-in ready home has been thoughtfully refreshed throughout with new light fixtures, new blinds, a beautifully updated kitchen, freshly painted interiors, a newly insulated basement, and a brand new laundry room. The spacious primary bedroom offers direct walkout access to the rear deck, creating the perfect private retreat. Step outside to enjoy the fully fenced backyard complete with landscaped gardens, a firepit, rear deck, BBQ gazebo, additional gazebo space, and plenty of room for entertaining or relaxing. Practical updates including a generator, new driveway, new eavestroughs, and abundant storage throughout add convenience and peace of mind. Situated close to schools, parks, shopping, and amenities, this well-maintained property is ready to welcome you home.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$556,720
Land Transfer Taxes$10,393
Legal Fees (Est.)
$
Total cash required for closing$151,073

Total Monthly Obligation

$3,507/mo
Mortgage $2,807
Monthly Loss $2,768
Principal$739
Interest$2,068
Property Tax$325
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.4%1
5-Year IRR
7.4%20
10-Year IRR
8.6%
Returns Index
11.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,400/yr
NOI
$18,065/yr
Net Cash Flow
-$1,302/mo
Cash Margin
-53.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
22.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 174 Seventh Street

Time

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Data last updated within the past 24 hours.