31 Richmond Street, Caledon

$975,000
31 Richmond Street

$975,000

Price Change
97d
DetachedBungalow-Raised

31 Richmond Street, Caledon

Total Monthly Obligation $4,673

Beds
4
Baths
2
Park
6
Sqft
700-1100
DOM
97d
Score
19
Yield
4.9%
Cash on Cash
-1.9%
Cap Rate
4.2%
5Y IRR
14.0%
10Y IRR
13.4%
Property Type-Detached
MLS® Number-W13581202
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-110 × 151 ft
Listed on site-Jul 18, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,387 (2025)
Parking-9 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-iCloud Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Mono Mills
Title-Residential Freehold

No agent assigned

Escape the hustle without sacrificing convenience in this 3 bed + office, 2 bath family home, ideally situated in one of Caledon's most desirable locations. Offering the perfect combination of privacy, space, and accessibility, this hidden gem is less than an hour from the city, making it an ideal choice for commuters seeking a peaceful place to call home Surrounded by mature trees and lush perennial gardens, the beautifully landscaped property offers exceptional curb appeal and a welcoming outdoor retreat. An extended paved driveway provides ample parking and leads to both the attached double-car garage, complete with a brand-new garage door, and a spacious insulated detached garage with natural gas-perfect for hobbyists, car enthusiasts, or additional storage. A garden shed completes this thoughtfully designed property. Inside, you'll find a bright, functional layout with generously sized rooms designed for comfortable everyday living. The home features three spacious bedrooms plus an additional office/bedroom on the lower level, along with two full bathrooms to accommodate a growing family. The inviting eat-in kitchen offers a nice workspace and opens seamlessly to the formal dining room, where a walkout leads to the deck and overlooks the private backyard. Whether you're hosting summer barbecues, gathering with family, or enjoying your morning coffee, the indoor-outdoor flow makes entertaining effortless. The expansive main-floor living room provides a warm and welcoming place to gather, while the oversized lower-level family and games room offers endless possibilities for recreation, a home theatre, or a children's play area. Upgraded windows upstairs and upgraded insulation provides improved energy efficiency. Low property taxes is an added bonus.This is a property where your family can grow, entertain, and create lasting memories for years to come.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$780,000
Land Transfer Taxes$15,975
Legal Fees (Est.)
$
Total cash required for closing$212,475

Total Monthly Obligation

$4,673/mo
Mortgage $3,933
Monthly Loss $3,639
Principal$1,035
Interest$2,898
Property Tax$366
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
10.7%41
10-Year IRR
11.1%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$34,313/yr
Net Cash Flow
-$1,073/mo
Cash Margin
-26.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Richmond Street

Time

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