22 Harding Street, Halton Hills

$649,000
22 Harding Street

$649,000

Price Change
29d
Att/Row/Townhouse2-Storey

22 Harding Street, Halton Hills

Total Monthly Obligation $3,339

HausQ Valuation Report
Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
29d
Score
21
Yield
5.5%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.1%
Property Type-Att/Row/Townhouse
MLS® Number-W13822084
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-18.04 × 100.07 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,159 (2025)
Parking-3 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Welcoming all offers on this opportunity to make this home your own! Totally free hold traditional 2 story town With an ensuite and full backyard! No sidewalk making this possibly a 3 car driveway. A sought after community with schools and amenities close by.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,339/mo
Mortgage $2,618
Monthly Loss $2,651
Principal$689
Interest$1,929
Property Tax$347
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%43
10-Year IRR
11.4%
Returns Index
22.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$23,201/yr
Net Cash Flow
-$684/mo
Cash Margin
-23.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 22 Harding Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.