103 Spicebush Terrace, Brampton

$699,000
103 Spicebush Terrace

$699,000

Price Change
29d
Att/Row/Townhouse2-Storey

103 Spicebush Terrace, Brampton

Total Monthly Obligation $3,616

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
29d
Score
18
Yield
4.9%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Att/Row/Townhouse
MLS® Number-W13824690
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-19.69 × 100.07 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,051.14 (2026)
Parking-3 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Credit Valley
Title-Residential Freehold

No agent assigned

Welcome to this impeccably maintained freehold townhouse in the highly desirable Credit Valley Community. Featuring 3 spacious bedrooms, 2 bathrooms, and a thoughtfully designed layout, this move-in-ready home is perfect for families, professionals, and first-time home buyers alike. Enjoy carpet-free living throughout the entire home, offering a modern look and easy maintenance. Pride of ownership is evident in every room, making this property truly turnkey. The unfinished basement provides endless possibilities for future expansion, whether you envision a recreation room, home office, gym, or additional living space Conveniently located just minutes from Mount Pleasant GO Station, top-rated schools, parks, shopping, and all essential amenities, this home offers the perfect blend of comfort and convenience. Don't miss this exceptional opportunity to own a beautifully cared-for freehold townhouse in one of Brampton's most sought-after neighbourhood. Book your private showing today! Master Bedroom walk in closet is large enough, that can be easily converted into Master ensuite full bathroom, as per the certified contractor.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,616/mo
Mortgage $2,820
Monthly Loss $2,874
Principal$742
Interest$2,078
Property Tax$421
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
8.9%29
10-Year IRR
9.8%
Returns Index
15.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,996/yr
NOI
$21,045/yr
Net Cash Flow
-$1,066/mo
Cash Margin
-37.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.628
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
23.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Spicebush Terrace

Time

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Data last updated within the past 24 hours.