20429 Willoughby Road, Caledon

$1,200,000
20429 Willoughby Road

$1,200,000

New
29d
Detached1 1/2 Storey

20429 Willoughby Road, Caledon

Total Monthly Obligation $5,608

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
29d
Score
15
Yield
3.0%
Cash on Cash
-10.3%
Cap Rate
2.4%
5Y IRR
7.5%
10Y IRR
8.3%
Property Type-Detached
MLS® Number-W13825520
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-448.07 × 222.8 ft
Listed on site-Sep 24, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,714.59 (2026)
Parking-2 - None
Basement-Crawl Space
Heating-Water (Oil)
Brokerage-CENTURY 21 MILLENNIUM INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Board & Batten
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Septic
Possession-TBD
Neighbourhood-Rural Caledon
Title-Residential Freehold

No agent assigned

Behind a dreamy white picket fence and a canopy of towering trees, lies this piece of local history in the hamlet of Melville. Steps from your next tee time at Orangeville Golf Club, this over 2 acre property includes owned frontage on both sides of the serene Credit River. A freshly paved driveway, multiple sheds and generous space between neighbours complete the setting. The Town of Caledon heritage research identifies this circa-1850s home as the earliest surviving residence in Melville, a hamlet that grew around early mills on the Credit River. A complete renovation in recent years makes the kitchen the centrepiece, with shaker cabinetry, stone surfaces, a full-height backsplash, wide-plank flooring and new stainless steel appliances. Beamed ceilings, bright new windows throughout and flexible living spaces pair original character with fresh finishes. The layout offers 3 bedrooms and 2 fully updated bathrooms across approximately 1,800 sq ft. Ample storage is found in multiple spaces throughout the home. Sliding doors lead to a private flagstone patio, rear deck and gazebo overlooking the lawn, with room to gather and entertain. Additional updates include roof, windows and doors, eavestroughs, driveway, paint, electrical, insulation and flooring. Move in & enjoy, or explore building a custom home on this exceptional parcel. A distinctive Caledon country home with history, space and a remarkable setting!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$960,000
Land Transfer Taxes$20,475
Legal Fees (Est.)
$
Total cash required for closing$261,975

Total Monthly Obligation

$5,608/mo
Mortgage $4,840
Monthly Loss $4,335
Principal$1,274
Interest$3,567
Property Tax$393
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.6%0
5-Year IRR
4.9%11
10-Year IRR
6.6%
Returns Index
6.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,784/yr
NOI
$22,991/yr
Net Cash Flow
-$2,925/mo
Cash Margin
-98.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20429 Willoughby Road

Time

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