1331 St. James Avenue, Mississauga

$1,025,000
1331 St. James Avenue

$1,025,000

Price Change
29d
Detached1 1/2 Storey

1331 St. James Avenue, Mississauga

Total Monthly Obligation $5,481

HausQ Valuation Report
Beds
5
Baths
3
Park
8
Sqft
1100-1500
DOM
29d
Score
17
Yield
4.9%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-W13826968
Beds-5
Bathrooms-3
Size-1100-1500 sqft
Lot Size-100 × 149.23 ft
Listed on site-Sep 24, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$11,661.65 (2026)
Parking-11 - Detached
Basement-Apartment, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-LUCAIS CORP.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Stucco (Plaster), Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Lakeview
Title-Residential Freehold

No agent assigned

4 bedroom, 3 bathroom 'Lakeview neighbourhood' home with waterfront on Applewood Creek (west Etobicoke River). Double wide frontage on 100X149 foot lot. Huge heated garage with 4 car bays and hoist and water hook-up. Ample parking for a fleet of 10 cars. Updated bathrooms and updated appliances. Basement apartment w. separate entrance. Beautiful deck off the kitchen w. gas BBQ and gazebo. Covered front porch. Updated HVAC + furnace and 200amp panel w. updated copper wiring. Central vacuum. Double high ceilings in steel framed heated garage at rear of property. Fantastic investment! Fantastic property near Lake Ontario and booming Dixie/Lakeshore neighbourhood! Go-Train (Long Branch), Dixie Outlet Mall (Winners, No Frills), Sherway Gardens Mall, Lakeview Golf Course, Toronto Golf Club, Lakeshore Park on Lake Ontario all very close by!!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$820,000
Land Transfer Taxes$16,975
Legal Fees (Est.)
$
Total cash required for closing$223,475

Total Monthly Obligation

$5,481/mo
Mortgage $4,135
Monthly Loss $4,393
Principal$1,088
Interest$3,047
Property Tax$972
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.4%25
10-Year IRR
9.4%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,376/yr
NOI
$29,177/yr
Net Cash Flow
-$1,703/mo
Cash Margin
-40.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1331 St. James Avenue

Time

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Data last updated within the past 24 hours.