79 Commercial Street, Milton

$949,900
79 Commercial Street

$949,900

New
28d
Detached2-Storey

79 Commercial Street, Milton

Total Monthly Obligation $4,612

HausQ Valuation Report
Beds
3
Baths
2
Park
8
Sqft
1500-2000
DOM
28d
Score
16
Yield
3.7%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-W13827098
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-64 × 132 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$4,860 (2025)
Parking-8 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Board & Batten
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-1035 - OM Old Milton
Title-Residential Freehold

No agent assigned

Welcome to 79 Commercial St - a truly special custom-built home offering the perfect blend of character, comfort and location. Ideally situated within a short walk of downtown Milton, enjoy easy access to local shops, restaurants, cafés, markets and everything this vibrant community has to offer. Set on an impressive 66' x 132' lot, this beautifully designed home offers plenty of space both inside and out. The inviting wrap-around porch welcomes you home, while the backyard is an entertainer's dream, featuring a huge covered deck, hot tub, outdoor fireplace and spacious yard, creating the perfect setting for summer gatherings or relaxing evenings with family and friends. Inside, you'll find three large bedrooms and thoughtfully designed living spaces with the charm and individuality of a custom-built home. With parking for up to 8 vehicles, there's plenty of room for family and guests. A rare opportunity to enjoy the best of both worlds - a spacious private property with exceptional outdoor living, while being just steps from the convenience and energy of Old Milton's downtown core. A home you'll be proud to call your own!

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,612/mo
Mortgage $3,832
Monthly Loss $3,603
Principal$1,008
Interest$2,823
Property Tax$405
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.5%16
10-Year IRR
7.8%
Returns Index
9.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,100/yr
NOI
$22,230/yr
Net Cash Flow
-$1,979/mo
Cash Margin
-67.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 79 Commercial Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.