8 CULHAM Street, Oakville

$1,299,000
8 CULHAM Street

$1,299,000

Price Change
28d
Detached2-Storey

8 CULHAM Street, Oakville

Total Monthly Obligation $6,012

Beds
5
Baths
4
Park
4
Sqft
1100-1500
DOM
28d
Score
16
Yield
3.8%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-W13829052
Beds-5
Bathrooms-4
Size-1100-1500 sqft
Lot Size-70 × 50.5 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,766 (2025)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-1003 - CP College Park
Title-Residential Freehold

No agent assigned

Welcome to 8 Culham St., a beautifully renovated and meticulously maintained detached home situated in a desirable Oakville neighbourhood. Offering 4+1 bedrooms and 4 bathrooms, this move-in-ready home combines quality finishes, thoughtful updates, and versatile living space for today's family. Step inside to a well-appointed home with a functional layout and stylish updates completed in 2021/2022. The main level provides a seamless connection to the outdoors with two convenient walkouts, making everyday living and entertaining easy. Beautiful flooring throughout the home means there is no broadloom to maintain, while the home's overall condition reflects the care and attention it has received. The fully finished basement adds valuable living space and offers a bachelor-style bedroom, kitchenette, and bathroom. Whether used as a comfortable retreat for teenagers, a guest area, extended-family space, or an entertainment zone, this versatile lower level provides plenty of options for today's lifestyle. The backyard has been thoughtfully transformed into a private and inviting extension of the home, with over $100,000 invested in exterior improvements. Enhancements include a widened driveway, direct garage access to the backyard, new fencing, extensive arborist work, and multiple areas designed for relaxing and entertaining. Enjoy summer gatherings on the deck, unwind around the fire pit, or spend time under the gazebo in this beautifully finished, low-maintenance outdoor space. Ideally located close to excellent schools, Oakville Public Library, shopping, parks, Oakville GO Station, and major commuter routes. A wonderful opportunity to own a thoughtfully updated home in a sought-after Oakville community, offering the space, flexibility, and outdoor living today's buyers are looking for. Some photos have been virtually staged for illustration purposes. Furniture and decor shown in virtually staged images are not included with the sale.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,039,200
Land Transfer Taxes$22,455
Legal Fees (Est.)
$
Total cash required for closing$283,755

Total Monthly Obligation

$6,012/mo
Mortgage $5,240
Monthly Loss $4,633
Principal$1,379
Interest$3,861
Property Tax$397
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,332/yr
NOI
$35,133/yr
Net Cash Flow
-$2,312/mo
Cash Margin
-56.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 8 CULHAM Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.