12 Finsbury Drive, Brampton

$799,000
12 Finsbury Drive

$799,000

New
29d
DetachedBungalow

12 Finsbury Drive, Brampton

Total Monthly Obligation $4,038

Beds
5
Baths
2
Park
2
Sqft
700-1100
DOM
29d
Score
18
Yield
4.5%
Cash on Cash
-4.8%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-W13829346
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-41.75 × 110 ft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,281 (2025)
Parking-3 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-LIVIO REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-FLEX
Neighbourhood-Southgate
Title-Residential Freehold

No agent assigned

Beautifully Maintained 3+2 Bedroom Detached Bungalow with Incredible Income or Extended Family Potential!Step into a sun-filled, airy main level featuring a functional layout and a fresh, neutral paint palette. The exterior boasts fantastic curb appeal with a newly refurbished driveway and lovely, manicured landscaping.The standout feature of this property is the fully finished basement with a separate entrance, thoughtfully designed as a self-contained living space. It features a bright living room, a modern kitchen, a sleek 4-piece bathroom, and two bedrooms (including one oversized primary room).Designed for ultimate convenience and privacy, this home includes two separate laundry setups-one on each floor.Perfectly situated in a high-demand neighborhood, you are just steps from top-rated schools and public transit, and only minutes to major highways, shopping centers, and all essential amenities. A true turn-key property offering comfort, style, and exceptional versatility!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,038/mo
Mortgage $3,223
Monthly Loss $3,190
Principal$848
Interest$2,375
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,240/yr
NOI
$22,835/yr
Net Cash Flow
-$1,320/mo
Cash Margin
-43.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Finsbury Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.